United Credit Ltd.

₹N/A

N/A

N/A - close price

BSE: UNITDCR

NSE:

Industry: Finance - NBFC

House: Private

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: -2.52Good: 5

❌

Adjusted EPS

Bad: 3Current: -2.52Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: -7.07Good: 20

❌

Current Ratio

Bad: 1Current: 2.91Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: -7.66Good: 15

❌

Debt to Total Assets

Bad: 1Current: 4.82Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: -2.52Good: 5

❌

Adjusted EPS

Bad: 3Current: -2.52Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: -7.07Good: 20

❌

Current Ratio

Bad: 1Current: 2.91Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: -7.66Good: 15

❌

Debt to Total Assets

Bad: 1Current: 4.82Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Profit & Loss

In Rs. Cr.	200703	200803	200903
Sales	26452048.00	184482554.00	111830309.00
Operational Expenses+	23360071.00	168483673.00	127878133.00
Operating Profit	3091977.00	15998881.00	-16047824.00
Other Income	3222657.00	2174463.00	1874815.00
OPM %	11.69	8.67	-14.35
Depreciation and Amortisation	1641882.00	1643617.00	1489536.00
Interest	43101.00	945678.00	936921.00
Profit Before Tax	4629651.00	15584049.00	-16599466.00
Tax	1382469.00	1620042.00	-483609.00
Net Profit	2936432.00	13342369.00	-16073765.00

Balance Sheet

In Rs. Cr.	200703	200803	200903	202103	202203	202303	202403	202503
Assets+	251148587.00	252585868.00	237520434.00	-	-	-	-	-
Liabilities+	251148587.00	252585868.00	237520434.00	0.00	0.00	0.00	0.00	0.00

Cash Flow Statement

In Rs. Cr.	200703	200803	200903	202103	202203	202303	202403	202503
Cash from Operating Activity+	19738889.00	-14621227.00	-13731542.00	-	-	-	-	-
Cash from Investing Activity	4490622.00	-3533080.00	-12910212.00	-	-	-	-	-
Cash from Financing Activity	12553600.00	-2976397.00	3077634.00	-	-	-	-	-
Net Cash Flow	36783111.00	-21130704.00	-23564120.00	-	-	-	-	-
Opening Cash & Cash Equivalents	17554224.00	53595653.00	32464949.00	-	-	-	-	-
Closing Cash & Cash Equivalents	54337335.00	32464949.00	8900829.00	-	-	-	-	-

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31
Public+	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	2581	2604	2625	2638	2657	2608	2516	2626	2460	2372

Corporate Actions

103 events in the last 3 years

Cash Flow Statement

In Rs. Cr.	200703	200803	200903	202103	202203	202303	202403	202503
Cash from Operating Activity+	19738889.00	-14621227.00	-13731542.00	-	-	-	-	-
Cash from Investing Activity	4490622.00	-3533080.00	-12910212.00	-	-	-	-	-
Cash from Financing Activity	12553600.00	-2976397.00	3077634.00	-	-	-	-	-
Net Cash Flow	36783111.00	-21130704.00	-23564120.00	-	-	-	-	-
Opening Cash & Cash Equivalents	17554224.00	53595653.00	32464949.00	-	-	-	-	-
Closing Cash & Cash Equivalents	54337335.00	32464949.00	8900829.00	-	-	-	-	-

Ratios

Reported EPS

Bad: 2Current: -2.52Good: 5

❌

Adjusted EPS

Bad: 3Current: -2.52Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: -7.07Good: 20

❌

Current Ratio

Bad: 1Current: 2.91Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: -7.66Good: 15

❌

Debt to Total Assets

Bad: 1Current: 4.82Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: -2.52Good: 5

❌

Adjusted EPS

Bad: 3Current: -2.52Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: -7.07Good: 20

❌

Current Ratio

Bad: 1Current: 2.91Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: -7.66Good: 15

❌

Debt to Total Assets

Bad: 1Current: 4.82Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Profit & Loss

In Rs. Cr.	200703	200803	200903
Sales	26452048.00	184482554.00	111830309.00
Operational Expenses+	23360071.00	168483673.00	127878133.00
Operating Profit	3091977.00	15998881.00	-16047824.00
Other Income	3222657.00	2174463.00	1874815.00
OPM %	11.69	8.67	-14.35
Depreciation and Amortisation	1641882.00	1643617.00	1489536.00
Interest	43101.00	945678.00	936921.00
Profit Before Tax	4629651.00	15584049.00	-16599466.00
Tax	1382469.00	1620042.00	-483609.00
Net Profit	2936432.00	13342369.00	-16073765.00

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Balance Sheet

In Rs. Cr.	200703	200803	200903	202103	202203	202303	202403	202503
Assets+	251148587.00	252585868.00	237520434.00	-	-	-	-	-
Liabilities+	251148587.00	252585868.00	237520434.00	0.00	0.00	0.00	0.00	0.00

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31	57.31
Public+	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69	42.69
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	2581	2604	2625	2638	2657	2608	2516	2626	2460	2372

United Credit Ltd.

₹N/A

N/A

N/A - close price

BSE: UNITDCR

NSE:

Industry: Finance - NBFC

House: Private

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Corporate Actions

103 events in the last 3 years