SBFC Finance Ltd.

₹101.95

- 1.45 (-1.40%)

04:01 pm - close price

BSE: SBFC

NSE: SBFC

Industry: Finance - NBFC

House: Private

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 3.18Good: 5

🟡

Adjusted EPS

Bad: 3Current: 3.18Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 11.55Good: 20

🟡

Current Ratio

Bad: 1Current: 25.87Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 11.73Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 60.39Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 3.18Good: 5

🟡

Adjusted EPS

Bad: 3Current: 3.18Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 11.55Good: 20

🟡

Current Ratio

Bad: 1Current: 25.87Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 11.73Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 60.39Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	229.59	246.31	263.84	278.90	297.76
Expenditure+	75.42	83.48	90.43	90.41	93.87
Other Income+	0.34	0.20	0.09	0.65	0.01
Operating Profit	154.16	162.83	173.42	188.49	203.89
Interest	88.61	89.16	84.58	88.30	94.76
Depreciation and Amortization	3.12	3.25	3.42	3.63	3.75
Profit Before Tax	62.78	70.62	85.52	97.21	105.38
Tax+	15.82	18.02	21.66	23.54	26.47
Net Profit	46.96	52.60	63.86	73.67	78.91

Profit & Loss

In Rs. Cr.	202203	202303	202403	202503
Sales	5290.52	7328.12	10186.40	13061.57
Operational Expenses+	2124.82	2480.91	3378.68	4104.11
Operating Profit	3165.70	4847.21	6807.72	8957.46
Other Income	39.81	75.49	12.80	5.89
OPM %	59.84	66.15	66.83	68.58
Depreciation and Amortisation	117.81	127.14	134.14	168.08
Interest	2220.74	2781.90	3524.99	4207.94
Profit Before Tax	866.96	2013.66	3161.39	4587.33
Tax	221.75	516.30	879.00	1146.45
Net Profit	645.21	1497.36	2371.04	3452.99

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	-	45836.62	59683.20	72666.61	87169.87
Liabilities+	-	45836.62	59683.20	72666.61	87169.87

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-	-8216.44	-12445.92	-11551.67	-14150.09
Cash from Investing Activity	-	6518.16	2059.16	1593.68	1741.91
Cash from Financing Activity	-	1830.32	10710.07	10372.03	12810.05
Net Cash Flow	-	132.04	323.31	414.04	401.87
Opening Cash & Cash Equivalents	-	1382.72	1514.76	1838.07	2252.11
Closing Cash & Cash Equivalents	-	1514.76	1838.07	2252.11	2653.98

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	52.82	52.98	53.19	53.33	54.75	55.05	55.19	60.66	63.73	64.05
Public+	47.18	47.02	46.81	46.67	45.25	44.95	44.81	39.34	36.27	35.95
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	146556	142669	142155	153744	162908	163595	138991	135768	129470	119109

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 3.18Good: 5

🟡

Adjusted EPS

Bad: 3Current: 3.18Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 11.55Good: 20

🟡

Current Ratio

Bad: 1Current: 25.87Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 11.73Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 60.39Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 3.18Good: 5

🟡

Adjusted EPS

Bad: 3Current: 3.18Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 11.55Good: 20

🟡

Current Ratio

Bad: 1Current: 25.87Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 11.73Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 60.39Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	229.59	246.31	263.84	278.90	297.76
Expenditure+	75.42	83.48	90.43	90.41	93.87
Other Income+	0.34	0.20	0.09	0.65	0.01
Operating Profit	154.16	162.83	173.42	188.49	203.89
Interest	88.61	89.16	84.58	88.30	94.76
Depreciation and Amortization	3.12	3.25	3.42	3.63	3.75
Profit Before Tax	62.78	70.62	85.52	97.21	105.38
Tax+	15.82	18.02	21.66	23.54	26.47
Net Profit	46.96	52.60	63.86	73.67	78.91

Profit & Loss

In Rs. Cr.	202203	202303	202403	202503
Sales	5290.52	7328.12	10186.40	13061.57
Operational Expenses+	2124.82	2480.91	3378.68	4104.11
Operating Profit	3165.70	4847.21	6807.72	8957.46
Other Income	39.81	75.49	12.80	5.89
OPM %	59.84	66.15	66.83	68.58
Depreciation and Amortisation	117.81	127.14	134.14	168.08
Interest	2220.74	2781.90	3524.99	4207.94
Profit Before Tax	866.96	2013.66	3161.39	4587.33
Tax	221.75	516.30	879.00	1146.45
Net Profit	645.21	1497.36	2371.04	3452.99

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	-	45836.62	59683.20	72666.61	87169.87
Liabilities+	-	45836.62	59683.20	72666.61	87169.87

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-	-8216.44	-12445.92	-11551.67	-14150.09
Cash from Investing Activity	-	6518.16	2059.16	1593.68	1741.91
Cash from Financing Activity	-	1830.32	10710.07	10372.03	12810.05
Net Cash Flow	-	132.04	323.31	414.04	401.87
Opening Cash & Cash Equivalents	-	1382.72	1514.76	1838.07	2252.11
Closing Cash & Cash Equivalents	-	1514.76	1838.07	2252.11	2653.98

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	52.82	52.98	53.19	53.33	54.75	55.05	55.19	60.66	63.73	64.05
Public+	47.18	47.02	46.81	46.67	45.25	44.95	44.81	39.34	36.27	35.95
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	146556	142669	142155	153744	162908	163595	138991	135768	129470	119109

SBFC Finance Ltd.

₹101.95

- 1.45 (-1.40%)

04:01 pm - close price

BSE: SBFC

NSE: SBFC

Industry: Finance - NBFC

House: Private

Overview