Poonawalla Fincorp Ltd.

₹455.6

+ 5.95 (1.32%)

04:01 pm - close price

BSE: POONAWALLA

NSE: POONAWALLA

Industry: Finance - NBFC

House: Magma

Overview

Ratios

Reported EPS

Bad: 2Current: 21.84Good: 5

✅

Adjusted EPS

Bad: 3Current: 21.84Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 14.96Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 22.25Good: 15

✅

Debt to Total Assets

Bad: 1Current: 63.03Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 21.84Good: 5

✅

Adjusted EPS

Bad: 3Current: 21.84Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 14.96Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 22.25Good: 15

✅

Debt to Total Assets

Bad: 1Current: 63.03Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.45	22.32	69.49	26.29	233.84	23.38	36.00	0.38	0.38	3.88	2.02	0.17	3.10	29.57	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.24	1.30	108.74	86.55	2.53	2.53	0	107.94	107.94	0	33.60	0.01	140.09	138.23	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.54	20.23	72.29	17.82	40.72	40.72	2.00	0.56	0.56	6.91	1.50	0.14	28.41	26.92	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	12.45	14.96	454.58	446.71	653.00	653.00	131.00	12.25	12.23	0	3469.75	0.03	12.70	12.47	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	5.06	19.10	76.01	29.66	107.71	107.71	24.00	0.30	0.30	2.72	2.10	0.17	13.72	13.01	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	1.16	12.56	81.86	13.25	4.39	4.39	0	0.40	0.40	8.01	1.36	0.09	0	0	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.67	14.76	35.36	9.97	12.83	12.83	0	0.25	0.25	4.13	1.60	0.17	13.67	12.55	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.37	13.55	74.02	19.57	130.31	130.31	30.00	3.26	3.26	4.73	1.57	0.12	31.70	28.36	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	693.48	738.65	762.61	915.00	977.59
Expenditure+	194.44	206.95	178.14	241.27	271.60
Other Income+	13.82	6.62	11.15	6.73	18.27
Operating Profit	499.04	531.70	584.47	673.73	705.99
Interest	230.02	215.51	223.71	281.06	320.10
Depreciation and Amortization	15.49	14.74	15.15	13.93	14.51
Profit Before Tax	267.35	1124.59	356.76	385.47	389.65
Tax+	67.29	269.98	91.62	53.77	98.01
Net Profit	225.99	860.23	265.14	331.70	291.64

Profit & Loss

In Rs. Cr.	202003	202103	202203	202303	202403
Sales	251343.29	231889.77	1540.01	1938.58	3109.01
Operational Expenses+	112199.98	195002.40	1135.11	1047.42	1355.72
Operating Profit	139143.31	36887.37	404.90	891.16	1753.29
Other Income	5996.32	3357.98	542.25	509.14	573.97
OPM %	55.36	15.91	26.29	45.97	56.39
Depreciation and Amortisation	7478.99	5625.29	49.49	61.41	59.31
Interest	129382.18	110045.40	508.64	595.28	950.30
Profit Before Tax	8177.74	-74876.86	390.52	751.00	2134.17
Tax	5613.75	-19027.87	94.76	181.19	492.38
Net Profit	2705.34	-55896.44	375.13	683.98	1682.76

Balance Sheet

In Rs. Cr.	202003	202103	202203	202303	202403
Assets+	1514589.92	1291801.72	16245.68	23172.93	23923.48
Liabilities+	1514589.92	1291801.72	16245.68	18410.74	23923.48

Cash Flow Statement

In Rs. Cr.	202003	202103	202203	202303	202403
Cash from Operating Activity+	99823.56	164429.66	-2873.22	-5063.87	-7556.49
Cash from Investing Activity	-28069.65	8134.61	-32.85	-283.12	2969.35
Cash from Financing Activity	-108255.97	-157377.93	2902.96	5748.47	4330.67
Net Cash Flow	-36502.06	15186.34	-3.11	401.48	-256.47
Opening Cash & Cash Equivalents	57098.21	20596.15	357.82	354.71	511.65
Closing Cash & Cash Equivalents	20596.15	35782.49	354.71	756.19	255.18

Shareholder Pattern

In %	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23	MAR'23	DEC'22
Promoters+	62.53	62.36	61.87	62.09	62.13	62.07	62.10	62.12	62.14	62.05
Public+	37.47	37.64	38.13	37.91	37.87	37.93	37.90	37.88	37.86	37.95
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	248870	260656	265650	232421	203244	195334	202705	185803	208419	210852

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.45	22.32	69.49	26.29	233.84	23.38	36.00	0.38	0.38	3.88	2.02	0.17	3.10	29.57	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.24	1.30	108.74	86.55	2.53	2.53	0	107.94	107.94	0	33.60	0.01	140.09	138.23	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.54	20.23	72.29	17.82	40.72	40.72	2.00	0.56	0.56	6.91	1.50	0.14	28.41	26.92	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	12.45	14.96	454.58	446.71	653.00	653.00	131.00	12.25	12.23	0	3469.75	0.03	12.70	12.47	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	5.06	19.10	76.01	29.66	107.71	107.71	24.00	0.30	0.30	2.72	2.10	0.17	13.72	13.01	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	1.16	12.56	81.86	13.25	4.39	4.39	0	0.40	0.40	8.01	1.36	0.09	0	0	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.67	14.76	35.36	9.97	12.83	12.83	0	0.25	0.25	4.13	1.60	0.17	13.67	12.55	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.37	13.55	74.02	19.57	130.31	130.31	30.00	3.26	3.26	4.73	1.57	0.12	31.70	28.36	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	693.48	738.65	762.61	915.00	977.59
Expenditure+	194.44	206.95	178.14	241.27	271.60
Other Income+	13.82	6.62	11.15	6.73	18.27
Operating Profit	499.04	531.70	584.47	673.73	705.99
Interest	230.02	215.51	223.71	281.06	320.10
Depreciation and Amortization	15.49	14.74	15.15	13.93	14.51
Profit Before Tax	267.35	1124.59	356.76	385.47	389.65
Tax+	67.29	269.98	91.62	53.77	98.01
Net Profit	225.99	860.23	265.14	331.70	291.64

Profit & Loss

In Rs. Cr.	202003	202103	202203	202303	202403
Sales	251343.29	231889.77	1540.01	1938.58	3109.01
Operational Expenses+	112199.98	195002.40	1135.11	1047.42	1355.72
Operating Profit	139143.31	36887.37	404.90	891.16	1753.29
Other Income	5996.32	3357.98	542.25	509.14	573.97
OPM %	55.36	15.91	26.29	45.97	56.39
Depreciation and Amortisation	7478.99	5625.29	49.49	61.41	59.31
Interest	129382.18	110045.40	508.64	595.28	950.30
Profit Before Tax	8177.74	-74876.86	390.52	751.00	2134.17
Tax	5613.75	-19027.87	94.76	181.19	492.38
Net Profit	2705.34	-55896.44	375.13	683.98	1682.76

Balance Sheet

In Rs. Cr.	202003	202103	202203	202303	202403
Assets+	1514589.92	1291801.72	16245.68	23172.93	23923.48
Liabilities+	1514589.92	1291801.72	16245.68	18410.74	23923.48

Cash Flow Statement

In Rs. Cr.	202003	202103	202203	202303	202403
Cash from Operating Activity+	99823.56	164429.66	-2873.22	-5063.87	-7556.49
Cash from Investing Activity	-28069.65	8134.61	-32.85	-283.12	2969.35
Cash from Financing Activity	-108255.97	-157377.93	2902.96	5748.47	4330.67
Net Cash Flow	-36502.06	15186.34	-3.11	401.48	-256.47
Opening Cash & Cash Equivalents	57098.21	20596.15	357.82	354.71	511.65
Closing Cash & Cash Equivalents	20596.15	35782.49	354.71	756.19	255.18

Shareholder Pattern

In %	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23	MAR'23	DEC'22
Promoters+	62.53	62.36	61.87	62.09	62.13	62.07	62.10	62.12	62.14	62.05
Public+	37.47	37.64	38.13	37.91	37.87	37.93	37.90	37.88	37.86	37.95
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	248870	260656	265650	232421	203244	195334	202705	185803	208419	210852

Ratios

Reported EPS

Bad: 2Current: 21.84Good: 5

✅

Adjusted EPS

Bad: 3Current: 21.84Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 14.96Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 22.25Good: 15

✅

Debt to Total Assets

Bad: 1Current: 63.03Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 21.84Good: 5

✅

Adjusted EPS

Bad: 3Current: 21.84Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 14.96Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 22.25Good: 15

✅

Debt to Total Assets

Bad: 1Current: 63.03Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Poonawalla Fincorp Ltd.

₹455.6

+ 5.95 (1.32%)

04:01 pm - close price

BSE: POONAWALLA

NSE: POONAWALLA

Industry: Finance - NBFC

House: Magma

Overview