PNB Housing Finance Ltd.

₹1045.9

- 6.05 (-0.58%)

04:01 pm - close price

BSE: PNBHOUSING

NSE: PNBHOUSING

Industry: Finance - Housing

House: PSU

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 74.49Good: 5

✅

Adjusted EPS

Bad: 3Current: 74.49Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.44Good: 20

❌

Current Ratio

Bad: 1Current: 0.19Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 12.20Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 74.98Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 74.49Good: 5

✅

Adjusted EPS

Bad: 3Current: 74.49Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.44Good: 20

❌

Current Ratio

Bad: 1Current: 0.19Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 12.20Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 74.98Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
HUDCO	53,360.64 Cr	266.55	2.43	15.67	100.71	26.27	13.53	13.53	4.15	0.07	0.07	5.97	1.54	0.09	14.73	14.68	3.11	15.53	1.56
LICHSGFIN	38,025.86 Cr	691.30	1.81	16.05	93.94	19.36	98.93	98.93	10.00	0.05	0.05	7.44	1.35	0.09	5.70	5.60	1.16	11.66	1.30
PNBHOUSING	27,350.23 Cr	1052.90	2.48	12.20	91.81	25.26	74.49	74.49	5.00	0.19	0.19	3.71	1.55	0.10	11.84	11.51	1.78	12.42	0
AADHARHFC	17,902.91 Cr	416.60	4.31	16.93	75.52	29.34	21.14	21.14	0	0.77	0.78	2.56	2.00	0.15	20.05	19.51	2.38	15.55	0
APTUS	16,131.81 Cr	323.20	7.44	18.64	86.63	42.92	15.03	15.03	4.50	0.17	0.17	1.59	2.80	0.17	19.63	19.32	4.10	16.58	1.39
AAVAS	13,785.28 Cr	1741.85	3.28	14.13	72.13	24.32	62.00	62.00	0	0.57	0.57	3.31	1.75	0.13	21.22	19.90	3.70	16.34	0
SAMMAANCAP	11,865 Cr	159.85	-2.54	-8.77	28.01	-20.96	-22.22	-22.22	0	0.45	0.45	1.98	0.50	0.12	0	-5.06	0.59	5.29	1.25
INDIASHLTR	8,144.96 Cr	759.40	5.58	15.22	73.21	32.42	35.02	35.02	5.00	0.51	0.51	1.85	2.34	0.17	23.58	22.88	3.44	16.60	0
REPCOHOME	3,256.94 Cr	520.60	3.06	13.59	91.95	25.85	73.77	73.77	4.00	0.15	0.15	3.25	1.60	0.12	4.55	4.52	1.05	10.95	0.58
GICHSGFIN	1,294.58 Cr	240.40	1.52	8.46	84.34	14.87	29.79	29.79	4.50	0.08	0.08	4.44	1.29	0.10	5.63	5.15	0.69	10.61	1.87

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1707.63	1777.75	1754.75	1809.95	1823.06
Expenditure+	200.91	203.66	216.03	170.28	167.62
Other Income+	0.09	1.65	1.25	4.02	9.02
Operating Profit	1506.72	1574.09	1538.72	1639.67	1655.44
Interest	1047.50	1057.30	1086.62	1069.70	1096.93
Depreciation and Amortization	12.63	11.33	13.05	14.18	13.35
Profit Before Tax	446.68	507.11	440.30	559.81	554.18
Tax+	99.36	124.11	101.86	120.56	121.37
Net Profit	347.32	383.00	338.44	439.25	432.81

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	7603.92	6195.93	6527.33	7050.08	7665.35
Operational Expenses+	1257.12	999.03	2343.45	972.22	728.42
Operating Profit	6346.80	5196.90	4183.88	6077.86	6936.93
Other Income	20.16	5.31	1128.43	190.28	156.49
OPM %	83.47	83.88	64.10	86.21	90.50
Depreciation and Amortisation	59.01	53.39	51.44	51.19	55.89
Interest	5100.92	4064.86	3899.96	4263.05	4551.76
Profit Before Tax	1207.03	1083.96	1360.91	1953.90	2485.77
Tax	293.03	294.89	314.87	446.01	551.05
Net Profit	929.90	836.48	1046.00	1508.01	1936.14

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	70962.57	65690.54	66824.78	72794.77	83101.77
Liabilities+	70962.57	65690.54	66824.78	72794.77	83101.77

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	6611.28	6254.26	-1865.03	-4661.51	-8057.33
Cash from Investing Activity	20.55	-1474.99	175.78	-1186.08	757.10
Cash from Financing Activity	-8177.59	-6732.22	301.47	4178.63	7403.86
Net Cash Flow	-1545.76	-1952.95	-1387.78	-1668.96	103.63
Opening Cash & Cash Equivalents	8514.32	6968.56	5015.61	3627.83	1958.87
Closing Cash & Cash Equivalents	6968.56	5015.61	3627.83	1958.87	2062.50

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	28.04	28.04	28.04	28.08	28.10	28.11	28.11	28.13	28.13	28.13
Public+	71.96	71.96	71.96	71.92	71.90	71.89	71.89	71.87	71.87	71.87
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	192512	199930	224183	187526	182070	183482	158799	162938	133177	124656

Corporate Actions

276 events in the last 3 years

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	7603.92	6195.93	6527.33	7050.08	7665.35
Operational Expenses+	1257.12	999.03	2343.45	972.22	728.42
Operating Profit	6346.80	5196.90	4183.88	6077.86	6936.93
Other Income	20.16	5.31	1128.43	190.28	156.49
OPM %	83.47	83.88	64.10	86.21	90.50
Depreciation and Amortisation	59.01	53.39	51.44	51.19	55.89
Interest	5100.92	4064.86	3899.96	4263.05	4551.76
Profit Before Tax	1207.03	1083.96	1360.91	1953.90	2485.77
Tax	293.03	294.89	314.87	446.01	551.05
Net Profit	929.90	836.48	1046.00	1508.01	1936.14

Ratios

Reported EPS

Bad: 2Current: 74.49Good: 5

✅

Adjusted EPS

Bad: 3Current: 74.49Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.44Good: 20

❌

Current Ratio

Bad: 1Current: 0.19Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 12.20Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 74.98Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 74.49Good: 5

✅

Adjusted EPS

Bad: 3Current: 74.49Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.44Good: 20

❌

Current Ratio

Bad: 1Current: 0.19Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 12.20Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 74.98Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1707.63	1777.75	1754.75	1809.95	1823.06
Expenditure+	200.91	203.66	216.03	170.28	167.62
Other Income+	0.09	1.65	1.25	4.02	9.02
Operating Profit	1506.72	1574.09	1538.72	1639.67	1655.44
Interest	1047.50	1057.30	1086.62	1069.70	1096.93
Depreciation and Amortization	12.63	11.33	13.05	14.18	13.35
Profit Before Tax	446.68	507.11	440.30	559.81	554.18
Tax+	99.36	124.11	101.86	120.56	121.37
Net Profit	347.32	383.00	338.44	439.25	432.81

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	6611.28	6254.26	-1865.03	-4661.51	-8057.33
Cash from Investing Activity	20.55	-1474.99	175.78	-1186.08	757.10
Cash from Financing Activity	-8177.59	-6732.22	301.47	4178.63	7403.86
Net Cash Flow	-1545.76	-1952.95	-1387.78	-1668.96	103.63
Opening Cash & Cash Equivalents	8514.32	6968.56	5015.61	3627.83	1958.87
Closing Cash & Cash Equivalents	6968.56	5015.61	3627.83	1958.87	2062.50

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
HUDCO	53,360.64 Cr	266.55	2.43	15.67	100.71	26.27	13.53	13.53	4.15	0.07	0.07	5.97	1.54	0.09	14.73	14.68	3.11	15.53	1.56
LICHSGFIN	38,025.86 Cr	691.30	1.81	16.05	93.94	19.36	98.93	98.93	10.00	0.05	0.05	7.44	1.35	0.09	5.70	5.60	1.16	11.66	1.30
PNBHOUSING	27,350.23 Cr	1052.90	2.48	12.20	91.81	25.26	74.49	74.49	5.00	0.19	0.19	3.71	1.55	0.10	11.84	11.51	1.78	12.42	0
AADHARHFC	17,902.91 Cr	416.60	4.31	16.93	75.52	29.34	21.14	21.14	0	0.77	0.78	2.56	2.00	0.15	20.05	19.51	2.38	15.55	0
APTUS	16,131.81 Cr	323.20	7.44	18.64	86.63	42.92	15.03	15.03	4.50	0.17	0.17	1.59	2.80	0.17	19.63	19.32	4.10	16.58	1.39
AAVAS	13,785.28 Cr	1741.85	3.28	14.13	72.13	24.32	62.00	62.00	0	0.57	0.57	3.31	1.75	0.13	21.22	19.90	3.70	16.34	0
SAMMAANCAP	11,865 Cr	159.85	-2.54	-8.77	28.01	-20.96	-22.22	-22.22	0	0.45	0.45	1.98	0.50	0.12	0	-5.06	0.59	5.29	1.25
INDIASHLTR	8,144.96 Cr	759.40	5.58	15.22	73.21	32.42	35.02	35.02	5.00	0.51	0.51	1.85	2.34	0.17	23.58	22.88	3.44	16.60	0
REPCOHOME	3,256.94 Cr	520.60	3.06	13.59	91.95	25.85	73.77	73.77	4.00	0.15	0.15	3.25	1.60	0.12	4.55	4.52	1.05	10.95	0.58
GICHSGFIN	1,294.58 Cr	240.40	1.52	8.46	84.34	14.87	29.79	29.79	4.50	0.08	0.08	4.44	1.29	0.10	5.63	5.15	0.69	10.61	1.87

Scroll horizontally to see more columns

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	70962.57	65690.54	66824.78	72794.77	83101.77
Liabilities+	70962.57	65690.54	66824.78	72794.77	83101.77

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	28.04	28.04	28.04	28.08	28.10	28.11	28.11	28.13	28.13	28.13
Public+	71.96	71.96	71.96	71.92	71.90	71.89	71.89	71.87	71.87	71.87
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	192512	199930	224183	187526	182070	183482	158799	162938	133177	124656

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

PNB Housing Finance Ltd.

₹1045.9

- 6.05 (-0.58%)

04:01 pm - close price

BSE: PNBHOUSING

NSE: PNBHOUSING

Industry: Finance - Housing

House: PSU

Overview

Corporate Actions

276 events in the last 3 years