Punjab National Bank

₹120.15

- 5.00 (-4.00%)

04:01 pm - close price

BSE: PNB

NSE: PNB

Industry: Bank - Public

House: PSU

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 16.08Good: 5

✅

Adjusted EPS

Bad: 3Current: 16.08Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 15.27Good: 20

🟡

Current Ratio

N/A

❌

Return On Equity (ROE)

Bad: 5Current: 15.37Good: 15

✅

Debt to Total Assets

Bad: 1Current: 5.70Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 16.08Good: 5

✅

Adjusted EPS

Bad: 3Current: 16.08Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 15.27Good: 20

🟡

Current Ratio

N/A

❌

Return On Equity (ROE)

Bad: 5Current: 15.37Good: 15

✅

Debt to Total Assets

Bad: 1Current: 5.70Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
SBIN	728,694.61 Cr	816.50	1.13	18.66	82.97	16.10	86.91	86.91	15.90	-	-	1.33	-	-	8.88	8.30	1.77	10.53	1.68
BANKBARODA	125,896.81 Cr	243.45	1.16	15.37	82.76	15.99	40.06	40.06	8.35	-	-	0.93	-	-	5.70	5.40	0.98	4.65	3.12
PNB	124,424.48 Cr	113.00	1.01	15.37	86.09	14.06	16.08	16.08	2.90	-	-	0.85	-	-	5.98	6.01	1.15	5.11	1.33
IOB	112,923.01 Cr	59.74	0.91	12.65	77.52	12.06	1.76	1.76	0	-	-	1.46	-	-	22.10	19.80	4.64	17.76	0
CANBK	98,507.27 Cr	108.60	1.06	19.05	86.93	14.26	19.34	19.34	4.00	-	-	0.91	-	-	4.60	4.44	1.11	2.85	2.96
UNIONBANK	93,129.99 Cr	122.00	1.23	18.05	86.85	16.53	23.62	23.62	4.75	-	-	0.26	-	-	5.34	5.07	0.96	2.32	2.95
INDIANB	72,156.86 Cr	535.70	1.31	18.54	83.32	17.72	83.61	83.61	16.25	-	-	0.65	-	-	6.49	6.33	1.27	3.62	2.24
UCOBANK	59,803.7 Cr	50.02	0.71	9.39	76.88	9.75	1.97	1.97	0.39	-	-	1.03	-	-	18.16	16.26	2.48	15.96	0.56
BANKINDIA	53,721.48 Cr	118.00	0.94	13.72	82.95	13.10	20.97	20.97	4.05	-	-	1.71	-	-	5.11	4.90	0.84	6.72	2.37
CENTRALBK	52,120.36 Cr	60.04	0.82	12.47	69.97	11.30	4.35	4.35	0.19	-	-	0.66	-	-	9.82	8.83	1.85	6.51	0

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	25672.85	26857.70	27851.71	28682.32	29144.54
Expenditure+	7034.52	6798.15	6705.37	8270.94	7569.95
Other Income+	3360.26	2999.35	2675.67	4294.15	3615.35
Operating Profit	18638.33	20059.55	21146.34	20411.38	21574.59
Interest	16064.38	16819.84	17444.02	18205.92	18536.31
Depreciation and Amortization	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	1979.19	2778.29	3634.36	4939.87	5751.07
Tax+	768.37	1013.75	1381.69	1838.99	2034.90
Net Profit	1210.82	1764.54	2252.67	3100.88	3716.17

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	81935.03	76241.83	86845.29	109064.58	124009.85
Operational Expenses+	90387.59	83745.03	94223.46	109062.30	114404.27
Operating Profit	-8452.56	-7503.20	-7378.17	2.28	9605.58
Other Income	12234.91	12097.66	12239.59	13329.43	16446.96
OPM %	-10.32	-9.84	-8.50	0.00	7.75
Depreciation and Amortisation	982.23	896.17	904.87	905.60	957.51
Interest	50804.58	46823.08	51816.99	68534.16	80703.84
Profit Before Tax	3782.35	4594.46	4861.42	13331.71	26052.54
Tax	1629.93	918.50	1792.08	5002.80	8612.91
Net Profit	2561.97	3860.74	3348.45	9107.20	18480.29

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	1279725.05	1339301.13	1493648.94	1598635.96	1857543.63
Liabilities+	93021.13	98055.38	103339.88	110947.50	133766.39

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	1239.53	20032.33	22592.09	-27939.44	22075.28
Cash from Investing Activity	-786.84	-1204.38	-732.47	-1506.42	-1577.63
Cash from Financing Activity	5415.17	2031.50	1274.98	3517.57	-1138.26
Net Cash Flow	5867.86	20859.45	23134.60	-25928.29	19359.39
Opening Cash & Cash Equivalents	77755.75	113334.43	134193.88	157328.48	131400.19
Closing Cash & Cash Equivalents	113334.43	134193.88	157328.48	131400.19	150759.58

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	70.08	70.08	70.08	70.08	70.08	70.08	73.15	73.15	73.15	73.15
Public+	29.92	29.92	29.92	29.92	29.92	29.92	26.85	26.85	26.85	26.85
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	2309003	2455484	2574693	2653665	2640520	2579491	2529283	2353625	2163625	2083546

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
SBIN	728,694.61 Cr	816.50	1.13	18.66	82.97	16.10	86.91	86.91	15.90	-	-	1.33	-	-	8.88	8.30	1.77	10.53	1.68
BANKBARODA	125,896.81 Cr	243.45	1.16	15.37	82.76	15.99	40.06	40.06	8.35	-	-	0.93	-	-	5.70	5.40	0.98	4.65	3.12
PNB	124,424.48 Cr	113.00	1.01	15.37	86.09	14.06	16.08	16.08	2.90	-	-	0.85	-	-	5.98	6.01	1.15	5.11	1.33
IOB	112,923.01 Cr	59.74	0.91	12.65	77.52	12.06	1.76	1.76	0	-	-	1.46	-	-	22.10	19.80	4.64	17.76	0
CANBK	98,507.27 Cr	108.60	1.06	19.05	86.93	14.26	19.34	19.34	4.00	-	-	0.91	-	-	4.60	4.44	1.11	2.85	2.96
UNIONBANK	93,129.99 Cr	122.00	1.23	18.05	86.85	16.53	23.62	23.62	4.75	-	-	0.26	-	-	5.34	5.07	0.96	2.32	2.95
INDIANB	72,156.86 Cr	535.70	1.31	18.54	83.32	17.72	83.61	83.61	16.25	-	-	0.65	-	-	6.49	6.33	1.27	3.62	2.24
UCOBANK	59,803.7 Cr	50.02	0.71	9.39	76.88	9.75	1.97	1.97	0.39	-	-	1.03	-	-	18.16	16.26	2.48	15.96	0.56
BANKINDIA	53,721.48 Cr	118.00	0.94	13.72	82.95	13.10	20.97	20.97	4.05	-	-	1.71	-	-	5.11	4.90	0.84	6.72	2.37
CENTRALBK	52,120.36 Cr	60.04	0.82	12.47	69.97	11.30	4.35	4.35	0.19	-	-	0.66	-	-	9.82	8.83	1.85	6.51	0

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	25672.85	26857.70	27851.71	28682.32	29144.54
Expenditure+	7034.52	6798.15	6705.37	8270.94	7569.95
Other Income+	3360.26	2999.35	2675.67	4294.15	3615.35
Operating Profit	18638.33	20059.55	21146.34	20411.38	21574.59
Interest	16064.38	16819.84	17444.02	18205.92	18536.31
Depreciation and Amortization	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	1979.19	2778.29	3634.36	4939.87	5751.07
Tax+	768.37	1013.75	1381.69	1838.99	2034.90
Net Profit	1210.82	1764.54	2252.67	3100.88	3716.17

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	81935.03	76241.83	86845.29	109064.58	124009.85
Operational Expenses+	90387.59	83745.03	94223.46	109062.30	114404.27
Operating Profit	-8452.56	-7503.20	-7378.17	2.28	9605.58
Other Income	12234.91	12097.66	12239.59	13329.43	16446.96
OPM %	-10.32	-9.84	-8.50	0.00	7.75
Depreciation and Amortisation	982.23	896.17	904.87	905.60	957.51
Interest	50804.58	46823.08	51816.99	68534.16	80703.84
Profit Before Tax	3782.35	4594.46	4861.42	13331.71	26052.54
Tax	1629.93	918.50	1792.08	5002.80	8612.91
Net Profit	2561.97	3860.74	3348.45	9107.20	18480.29

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	1239.53	20032.33	22592.09	-27939.44	22075.28
Cash from Investing Activity	-786.84	-1204.38	-732.47	-1506.42	-1577.63
Cash from Financing Activity	5415.17	2031.50	1274.98	3517.57	-1138.26
Net Cash Flow	5867.86	20859.45	23134.60	-25928.29	19359.39
Opening Cash & Cash Equivalents	77755.75	113334.43	134193.88	157328.48	131400.19
Closing Cash & Cash Equivalents	113334.43	134193.88	157328.48	131400.19	150759.58

Ratios

Reported EPS

Bad: 2Current: 16.08Good: 5

✅

Adjusted EPS

Bad: 3Current: 16.08Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 15.27Good: 20

🟡

Current Ratio

N/A

❌

Return On Equity (ROE)

Bad: 5Current: 15.37Good: 15

✅

Debt to Total Assets

Bad: 1Current: 5.70Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 16.08Good: 5

✅

Adjusted EPS

Bad: 3Current: 16.08Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 15.27Good: 20

🟡

Current Ratio

N/A

❌

Return On Equity (ROE)

Bad: 5Current: 15.37Good: 15

✅

Debt to Total Assets

Bad: 1Current: 5.70Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	70.08	70.08	70.08	70.08	70.08	70.08	73.15	73.15	73.15	73.15
Public+	29.92	29.92	29.92	29.92	29.92	29.92	26.85	26.85	26.85	26.85
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	2309003	2455484	2574693	2653665	2640520	2579491	2529283	2353625	2163625	2083546

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	1279725.05	1339301.13	1493648.94	1598635.96	1857543.63
Liabilities+	93021.13	98055.38	103339.88	110947.50	133766.39

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Punjab National Bank

₹120.15

- 5.00 (-4.00%)

04:01 pm - close price

BSE: PNB

NSE: PNB

Industry: Bank - Public

House: PSU

Overview