Paisalo Digital Ltd.

₹32.65

- 0.03 (-0.09%)

04:01 pm - close price

BSE: PAISALO

NSE: PAISALO

Industry: Finance - NBFC

House: Private

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 2.22Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.22Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 13.18Good: 20

🟡

Current Ratio

Bad: 1Current: 7.72Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.08Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 67.04Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.22Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.22Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 13.18Good: 20

🟡

Current Ratio

Bad: 1Current: 7.72Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.08Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 67.04Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	136.18	144.68	182.59	195.29	186.55
Expenditure+	23.69	20.06	41.54	59.27	46.71
Other Income+	0.00	0.00	0.00	0.00	0.00
Operating Profit	112.49	124.62	141.05	136.02	139.84
Interest	59.70	60.23	64.18	85.96	83.08
Depreciation and Amortization	0.75	0.86	0.86	0.92	0.96
Profit Before Tax	52.04	63.54	76.00	49.61	55.80
Tax+	13.63	16.04	19.54	13.00	14.31
Net Profit	38.41	47.49	56.46	36.61	41.49

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	34602.19	39222.33	47318.99	65874.61	77110.66
Operational Expenses+	10465.82	9900.40	13133.63	14462.85	17095.88
Operating Profit	24136.37	29321.93	34185.36	51411.76	60014.78
Other Income	-	0.50	12.93	6.36	-
OPM %	69.75	74.76	72.24	78.04	77.83
Depreciation and Amortisation	206.60	196.28	254.70	339.99	426.96
Interest	16195.34	18410.68	20867.00	27007.29	32830.61
Profit Before Tax	7776.75	10712.16	12623.72	24118.44	26835.58
Tax	1978.74	2787.09	3261.86	6221.14	6823.51
Net Profit	5798.01	7925.07	9361.86	17897.30	20012.07

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	233688.87	285104.93	343638.60	418488.65	530918.17
Liabilities+	233688.87	285104.93	343638.60	418488.65	530918.17

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-9788.69	-39638.37	-45217.07	-56975.07	-84153.07
Cash from Investing Activity	-7.16	-308.41	-507.39	260.22	-1267.88
Cash from Financing Activity	11074.29	36203.08	47601.34	55261.43	94444.25
Net Cash Flow	1278.44	-3743.70	1876.88	-1453.42	9023.30
Opening Cash & Cash Equivalents	3499.44	4777.88	1034.18	2911.05	1457.63
Closing Cash & Cash Equivalents	4777.88	1034.18	2911.06	1457.63	10480.93

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	41.75	41.16	48.21	50.37	52.61	52.38	51.66	50.37	48.86	47.04
Public+	58.25	58.84	51.79	49.63	47.39	47.62	48.34	49.63	51.14	52.96
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	109247	114723	99608	85096	78788	71338	57711	52323	21874	21416

Ratios

Reported EPS

Bad: 2Current: 2.22Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.22Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 13.18Good: 20

🟡

Current Ratio

Bad: 1Current: 7.72Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.08Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 67.04Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.22Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.22Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 13.18Good: 20

🟡

Current Ratio

Bad: 1Current: 7.72Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.08Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 67.04Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	34602.19	39222.33	47318.99	65874.61	77110.66
Operational Expenses+	10465.82	9900.40	13133.63	14462.85	17095.88
Operating Profit	24136.37	29321.93	34185.36	51411.76	60014.78
Other Income	-	0.50	12.93	6.36	-
OPM %	69.75	74.76	72.24	78.04	77.83
Depreciation and Amortisation	206.60	196.28	254.70	339.99	426.96
Interest	16195.34	18410.68	20867.00	27007.29	32830.61
Profit Before Tax	7776.75	10712.16	12623.72	24118.44	26835.58
Tax	1978.74	2787.09	3261.86	6221.14	6823.51
Net Profit	5798.01	7925.07	9361.86	17897.30	20012.07

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	233688.87	285104.93	343638.60	418488.65	530918.17
Liabilities+	233688.87	285104.93	343638.60	418488.65	530918.17

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	136.18	144.68	182.59	195.29	186.55
Expenditure+	23.69	20.06	41.54	59.27	46.71
Other Income+	0.00	0.00	0.00	0.00	0.00
Operating Profit	112.49	124.62	141.05	136.02	139.84
Interest	59.70	60.23	64.18	85.96	83.08
Depreciation and Amortization	0.75	0.86	0.86	0.92	0.96
Profit Before Tax	52.04	63.54	76.00	49.61	55.80
Tax+	13.63	16.04	19.54	13.00	14.31
Net Profit	38.41	47.49	56.46	36.61	41.49

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	41.75	41.16	48.21	50.37	52.61	52.38	51.66	50.37	48.86	47.04
Public+	58.25	58.84	51.79	49.63	47.39	47.62	48.34	49.63	51.14	52.96
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	109247	114723	99608	85096	78788	71338	57711	52323	21874	21416

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-9788.69	-39638.37	-45217.07	-56975.07	-84153.07
Cash from Investing Activity	-7.16	-308.41	-507.39	260.22	-1267.88
Cash from Financing Activity	11074.29	36203.08	47601.34	55261.43	94444.25
Net Cash Flow	1278.44	-3743.70	1876.88	-1453.42	9023.30
Opening Cash & Cash Equivalents	3499.44	4777.88	1034.18	2911.05	1457.63
Closing Cash & Cash Equivalents	4777.88	1034.18	2911.06	1457.63	10480.93

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Paisalo Digital Ltd.

₹32.65

- 0.03 (-0.09%)

04:01 pm - close price

BSE: PAISALO

NSE: PAISALO

Industry: Finance - NBFC

House: Private

Overview