Paisalo Digital Ltd.

₹84.22

+ 1.16 (1.40%)

04:01 pm - close price

BSE: PAISALO

NSE: PAISALO

Industry: Finance - NBFC

House: Private

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 2.61Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.61Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 12.38Good: 20

🟡

Current Ratio

Bad: 1Current: 18.16Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.52Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 68.41Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.61Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.61Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 12.38Good: 20

🟡

Current Ratio

Bad: 1Current: 18.16Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.52Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 68.41Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	3.78	18.54	66.74	23.58	30.58	30.58	6.00	0.14	0.14	3.86	1.89	0.16	26.20	24.50	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.05	1.23	85.12	44.43	2.46	2.46	0.60	1.66	1.66	0.17	2.77	0.02	91.23	89.54	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.35	19.51	68.73	16.83	61.41	61.41	2.00	0.19	0.19	7.00	1.48	0.14	22.05	20.93	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	12.20	14.41	940.31	915.21	865.91	865.91	195.00	36.95	36.95	0	0	0.01	10.10	9.91	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.29	16.36	72.50	20.78	53.28	53.28	10.80	0.18	0.18	3.80	1.62	0.16	16.37	15.33	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	6.46	30.97	81.25	33.99	263.79	263.79	30.00	0.22	0.22	3.88	2.29	0.19	11.98	11.81	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.15	15.58	87.15	22.55	6.67	6.67	1.35	0.18	0.18	5.65	1.48	0.10	16.37	16.00	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.26	12.06	37.12	8.49	14.37	14.37	0	0.38	0.38	5.26	1.45	0.15	20.34	18.36	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.49	14.29	75.71	20.44	186.81	186.81	40.00	2.47	2.47	4.68	1.56	0.12	23.42	21.42	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-09	2023-12	2024-03	2024-06
Net Sales	144.68	182.59	195.29	186.55
Expenditure+	20.06	41.54	59.27	46.71
Other Income+	0.00	0.00	0.00	0.00
Operating Profit	124.62	141.05	136.02	139.84
Interest	60.23	64.18	85.96	83.08
Depreciation and Amortization	0.86	0.86	0.92	0.96
Profit Before Tax	63.54	76.00	49.61	55.80
Tax+	16.04	19.54	13.00	14.31
Net Profit	47.49	56.46	36.61	41.49

Profit & Loss

In Rs. Cr.	202203	202303	202403	202503	202603
Sales	39222.33	47318.99	65874.61	77110.66	94369.76
Operational Expenses+	9900.40	13133.63	14462.85	17095.88	24457.95
Operating Profit	29321.93	34185.36	51411.76	60014.78	69911.81
Other Income	0.50	12.93	6.36	-	-
OPM %	74.76	72.24	78.04	77.83	74.08
Depreciation and Amortisation	196.28	254.70	339.99	426.96	559.09
Interest	18410.68	20867.00	27007.29	32830.61	37433.37
Profit Before Tax	10712.16	12623.72	24118.44	26835.58	31840.96
Tax	2787.09	3261.86	6221.14	6823.51	8120.35
Net Profit	7925.07	9361.86	17897.30	20012.07	23720.61

Balance Sheet

In Rs. Cr.	202203	202303	202403	202503	202603
Assets+	285104.93	343638.60	418488.65	530918.17	637283.98
Liabilities+	285104.93	343638.60	418488.65	530918.17	637283.98

Cash Flow Statement

In Rs. Cr.	202203	202303	202403	202503	202603
Cash from Operating Activity+	-39638.37	-45217.07	-56975.07	-84153.07	-78276.16
Cash from Investing Activity	-308.41	-507.39	260.22	-1267.88	-1521.38
Cash from Financing Activity	36203.08	47601.34	55261.43	94444.25	84317.49
Net Cash Flow	-3743.70	1876.88	-1453.42	9023.30	4519.95
Opening Cash & Cash Equivalents	4777.88	1034.18	2911.05	1457.63	10480.93
Closing Cash & Cash Equivalents	1034.18	2911.06	1457.63	10480.93	15000.88

Shareholder Pattern

In %	JUN'26	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24
Promoters+	46.72	41.75	41.75	41.16	48.21	50.37	52.61	52.38	51.66	50.37
Public+	53.28	58.25	58.25	58.84	51.79	49.63	47.39	47.62	48.34	49.63
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	90332	101364	109247	114723	99608	85096	78788	71338	57711	52323

Corporate Actions

600 events in the last 3 years

Paisalo Digital Ltd.

₹84.22

+ 1.16 (1.40%)

04:01 pm - close price

BSE: PAISALO

NSE: PAISALO

Industry: Finance - NBFC

House: Private

Overview

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	3.78	18.54	66.74	23.58	30.58	30.58	6.00	0.14	0.14	3.86	1.89	0.16	26.20	24.50	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.05	1.23	85.12	44.43	2.46	2.46	0.60	1.66	1.66	0.17	2.77	0.02	91.23	89.54	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.35	19.51	68.73	16.83	61.41	61.41	2.00	0.19	0.19	7.00	1.48	0.14	22.05	20.93	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	12.20	14.41	940.31	915.21	865.91	865.91	195.00	36.95	36.95	0	0	0.01	10.10	9.91	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.29	16.36	72.50	20.78	53.28	53.28	10.80	0.18	0.18	3.80	1.62	0.16	16.37	15.33	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	6.46	30.97	81.25	33.99	263.79	263.79	30.00	0.22	0.22	3.88	2.29	0.19	11.98	11.81	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.15	15.58	87.15	22.55	6.67	6.67	1.35	0.18	0.18	5.65	1.48	0.10	16.37	16.00	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.26	12.06	37.12	8.49	14.37	14.37	0	0.38	0.38	5.26	1.45	0.15	20.34	18.36	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.49	14.29	75.71	20.44	186.81	186.81	40.00	2.47	2.47	4.68	1.56	0.12	23.42	21.42	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Profit & Loss

In Rs. Cr.	202203	202303	202403	202503	202603
Sales	39222.33	47318.99	65874.61	77110.66	94369.76
Operational Expenses+	9900.40	13133.63	14462.85	17095.88	24457.95
Operating Profit	29321.93	34185.36	51411.76	60014.78	69911.81
Other Income	0.50	12.93	6.36	-	-
OPM %	74.76	72.24	78.04	77.83	74.08
Depreciation and Amortisation	196.28	254.70	339.99	426.96	559.09
Interest	18410.68	20867.00	27007.29	32830.61	37433.37
Profit Before Tax	10712.16	12623.72	24118.44	26835.58	31840.96
Tax	2787.09	3261.86	6221.14	6823.51	8120.35
Net Profit	7925.07	9361.86	17897.30	20012.07	23720.61

Quarterly Results

In Rs. Cr.	2023-09	2023-12	2024-03	2024-06
Net Sales	144.68	182.59	195.29	186.55
Expenditure+	20.06	41.54	59.27	46.71
Other Income+	0.00	0.00	0.00	0.00
Operating Profit	124.62	141.05	136.02	139.84
Interest	60.23	64.18	85.96	83.08
Depreciation and Amortization	0.86	0.86	0.92	0.96
Profit Before Tax	63.54	76.00	49.61	55.80
Tax+	16.04	19.54	13.00	14.31
Net Profit	47.49	56.46	36.61	41.49

Cash Flow Statement

In Rs. Cr.	202203	202303	202403	202503	202603
Cash from Operating Activity+	-39638.37	-45217.07	-56975.07	-84153.07	-78276.16
Cash from Investing Activity	-308.41	-507.39	260.22	-1267.88	-1521.38
Cash from Financing Activity	36203.08	47601.34	55261.43	94444.25	84317.49
Net Cash Flow	-3743.70	1876.88	-1453.42	9023.30	4519.95
Opening Cash & Cash Equivalents	4777.88	1034.18	2911.05	1457.63	10480.93
Closing Cash & Cash Equivalents	1034.18	2911.06	1457.63	10480.93	15000.88

Ratios

Reported EPS

Bad: 2Current: 2.61Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.61Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 12.38Good: 20

🟡

Current Ratio

Bad: 1Current: 18.16Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.52Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 68.41Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.61Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.61Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 12.38Good: 20

🟡

Current Ratio

Bad: 1Current: 18.16Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 14.52Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 68.41Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Balance Sheet

In Rs. Cr.	202203	202303	202403	202503	202603
Assets+	285104.93	343638.60	418488.65	530918.17	637283.98
Liabilities+	285104.93	343638.60	418488.65	530918.17	637283.98

Shareholder Pattern

In %	JUN'26	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24
Promoters+	46.72	41.75	41.75	41.16	48.21	50.37	52.61	52.38	51.66	50.37
Public+	53.28	58.25	58.25	58.84	51.79	49.63	47.39	47.62	48.34	49.63
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	90332	101364	109247	114723	99608	85096	78788	71338	57711	52323

Corporate Actions

600 events in the last 3 years

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.