L&T Finance Ltd.

₹309.4

+ 8.95 (2.98%)

04:01 pm - close price

BSE: LTF

NSE: LTF

Industry: Finance - NBFC

House: L&T

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 10.60Good: 5

✅

Adjusted EPS

Bad: 3Current: 10.60Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.72Good: 20

❌

Current Ratio

Bad: 1Current: 0.96Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 10.84Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 77.76Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 10.60Good: 5

✅

Adjusted EPS

Bad: 3Current: 10.60Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.72Good: 20

❌

Current Ratio

Bad: 1Current: 0.96Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 10.84Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 77.76Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	3223.32	3213.84	3533.96	3671.77	3784.40
Expenditure+	1269.85	1331.44	1374.60	1620.55	1482.49
Other Income+	153.46	268.23	47.30	5.55	0.21
Operating Profit	1953.47	1882.40	2159.36	2051.22	2301.91
Interest	1363.76	1324.91	1353.43	1335.09	1351.41
Depreciation and Amortization	29.59	28.33	29.19	27.66	28.44
Profit Before Tax	713.58	797.39	824.04	694.02	922.27
Tax+	183.06	203.17	184.67	141.00	237.02
Net Profit	530.52	594.22	639.37	553.02	685.25

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	13352.85	11929.70	12774.95	13576.51	15924.24
Operational Expenses+	7811.69	9171.61	7250.43	7203.45	8540.19
Operating Profit	5541.16	2758.09	5524.52	6373.06	7384.05
Other Income	2817.97	4340.83	2539.58	2157.40	2252.79
OPM %	41.50	23.12	43.24	46.94	46.37
Depreciation and Amortisation	85.66	102.64	111.24	114.77	138.90
Interest	7237.74	5773.43	5822.21	5386.66	6006.68
Profit Before Tax	1261.34	1222.85	-556.52	3029.03	3491.26
Tax	427.18	373.62	172.37	711.90	847.84
Net Profit	970.94	1070.11	1623.25	2320.10	2643.66

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	107336.37	105457.61	104501.05	100860.56	118626.23
Liabilities+	107336.37	105457.61	104501.05	100860.56	118626.23

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	5464.30	6078.06	6718.25	685.64	-16586.50
Cash from Investing Activity	-2024.48	-5083.54	-334.76	848.62	470.86
Cash from Financing Activity	-2090.68	-3023.01	-1663.81	-7049.59	15418.51
Net Cash Flow	1349.14	-2028.49	4719.68	-5515.33	-697.13
Opening Cash & Cash Equivalents	5598.69	6947.79	4915.98	9108.68	3593.35
Closing Cash & Cash Equivalents	6947.79	4915.98	9108.68	3593.35	2896.22

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	66.10	66.16	66.24	66.25	66.29	66.37	65.86	65.90	66.02	66.10
Public+	33.90	33.84	33.76	33.75	33.71	33.63	34.14	34.10	33.98	33.90
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	777432	792374	846682	876841	787291	739180	711555	687721	695023	663769

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	13352.85	11929.70	12774.95	13576.51	15924.24
Operational Expenses+	7811.69	9171.61	7250.43	7203.45	8540.19
Operating Profit	5541.16	2758.09	5524.52	6373.06	7384.05
Other Income	2817.97	4340.83	2539.58	2157.40	2252.79
OPM %	41.50	23.12	43.24	46.94	46.37
Depreciation and Amortisation	85.66	102.64	111.24	114.77	138.90
Interest	7237.74	5773.43	5822.21	5386.66	6006.68
Profit Before Tax	1261.34	1222.85	-556.52	3029.03	3491.26
Tax	427.18	373.62	172.37	711.90	847.84
Net Profit	970.94	1070.11	1623.25	2320.10	2643.66

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	5464.30	6078.06	6718.25	685.64	-16586.50
Cash from Investing Activity	-2024.48	-5083.54	-334.76	848.62	470.86
Cash from Financing Activity	-2090.68	-3023.01	-1663.81	-7049.59	15418.51
Net Cash Flow	1349.14	-2028.49	4719.68	-5515.33	-697.13
Opening Cash & Cash Equivalents	5598.69	6947.79	4915.98	9108.68	3593.35
Closing Cash & Cash Equivalents	6947.79	4915.98	9108.68	3593.35	2896.22

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	3223.32	3213.84	3533.96	3671.77	3784.40
Expenditure+	1269.85	1331.44	1374.60	1620.55	1482.49
Other Income+	153.46	268.23	47.30	5.55	0.21
Operating Profit	1953.47	1882.40	2159.36	2051.22	2301.91
Interest	1363.76	1324.91	1353.43	1335.09	1351.41
Depreciation and Amortization	29.59	28.33	29.19	27.66	28.44
Profit Before Tax	713.58	797.39	824.04	694.02	922.27
Tax+	183.06	203.17	184.67	141.00	237.02
Net Profit	530.52	594.22	639.37	553.02	685.25

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	107336.37	105457.61	104501.05	100860.56	118626.23
Liabilities+	107336.37	105457.61	104501.05	100860.56	118626.23

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	66.10	66.16	66.24	66.25	66.29	66.37	65.86	65.90	66.02	66.10
Public+	33.90	33.84	33.76	33.75	33.71	33.63	34.14	34.10	33.98	33.90
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	777432	792374	846682	876841	787291	739180	711555	687721	695023	663769

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Ratios

Reported EPS

Bad: 2Current: 10.60Good: 5

✅

Adjusted EPS

Bad: 3Current: 10.60Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.72Good: 20

❌

Current Ratio

Bad: 1Current: 0.96Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 10.84Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 77.76Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 10.60Good: 5

✅

Adjusted EPS

Bad: 3Current: 10.60Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.72Good: 20

❌

Current Ratio

Bad: 1Current: 0.96Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 10.84Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 77.76Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

L&T Finance Ltd.

₹309.4

+ 8.95 (2.98%)

04:01 pm - close price

BSE: LTF

NSE: LTF

Industry: Finance - NBFC

House: L&T

Overview