LIC Housing Finance Ltd.

₹546.2

- 2.90 (-0.53%)

04:01 pm - close price

BSE: LICHSGFIN

NSE: LICHSGFIN

Industry: Finance - Housing

House: PSU

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 98.93Good: 5

✅

Adjusted EPS

Bad: 3Current: 98.93Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.94Good: 20

❌

Current Ratio

Bad: 1Current: 0.05Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 16.05Good: 15

✅

Debt to Total Assets

Bad: 1Current: 86.51Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 98.93Good: 5

✅

Adjusted EPS

Bad: 3Current: 98.93Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.94Good: 20

❌

Current Ratio

Bad: 1Current: 0.05Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 16.05Good: 15

✅

Debt to Total Assets

Bad: 1Current: 86.51Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
HUDCO	53,360.64 Cr	266.55	2.43	15.67	100.71	26.27	13.53	13.53	4.15	0.07	0.07	5.97	1.54	0.09	14.73	14.68	3.11	15.53	1.56
LICHSGFIN	38,025.86 Cr	691.30	1.81	16.05	93.94	19.36	98.93	98.93	10.00	0.05	0.05	7.44	1.35	0.09	5.70	5.60	1.16	11.66	1.30
PNBHOUSING	27,350.23 Cr	1052.90	2.48	12.20	91.81	25.26	74.49	74.49	5.00	0.19	0.19	3.71	1.55	0.10	11.84	11.51	1.78	12.42	0
AADHARHFC	17,902.91 Cr	416.60	4.31	16.93	75.52	29.34	21.14	21.14	0	0.77	0.78	2.56	2.00	0.15	20.05	19.51	2.38	15.55	0
APTUS	16,131.81 Cr	323.20	7.44	18.64	86.63	42.92	15.03	15.03	4.50	0.17	0.17	1.59	2.80	0.17	19.63	19.32	4.10	16.58	1.39
AAVAS	13,785.28 Cr	1741.85	3.28	14.13	72.13	24.32	62.00	62.00	0	0.57	0.57	3.31	1.75	0.13	21.22	19.90	3.70	16.34	0
SAMMAANCAP	11,865 Cr	159.85	-2.54	-8.77	28.01	-20.96	-22.22	-22.22	0	0.45	0.45	1.98	0.50	0.12	0	-5.06	0.59	5.29	1.25
INDIASHLTR	8,144.96 Cr	759.40	5.58	15.22	73.21	32.42	35.02	35.02	5.00	0.51	0.51	1.85	2.34	0.17	23.58	22.88	3.44	16.60	0
REPCOHOME	3,256.94 Cr	520.60	3.06	13.59	91.95	25.85	73.77	73.77	4.00	0.15	0.15	3.25	1.60	0.12	4.55	4.52	1.05	10.95	0.58
GICHSGFIN	1,294.58 Cr	240.40	1.52	8.46	84.34	14.87	29.79	29.79	4.50	0.08	0.08	4.44	1.29	0.10	5.63	5.15	0.69	10.61	1.87

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	6759.13	6765.44	6804.19	6948.21	6796.85
Expenditure+	601.79	669.76	685.64	801.92	391.83
Other Income+	0.00	0.43	0.00	0.40	0.00
Operating Profit	6157.34	6095.68	6118.55	6146.29	6405.02
Interest	4493.11	4599.91	4645.92	4646.15	4749.32
Depreciation and Amortization	19.40	13.16	18.31	18.36	22.50
Profit Before Tax	1644.89	1484.75	1456.72	1482.03	1635.47
Tax+	325.79	291.18	287.72	400.12	329.07
Net Profit	1319.10	1193.57	1169.00	1081.91	1306.40

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	19881.70	19974.36	22713.90	27276.97	28110.08
Operational Expenses+	2017.55	3011.77	2963.65	2756.33	1608.65
Operating Profit	17864.15	16962.59	19750.25	24520.64	26501.43
Other Income	3.83	30.95	14.32	0.83	0.62
OPM %	89.85	84.92	86.95	89.90	94.28
Depreciation and Amortisation	52.47	55.19	69.04	69.23	97.77
Interest	14450.38	14151.09	16134.76	18387.87	19528.36
Profit Before Tax	3365.13	2787.26	3560.77	6068.13	6878.86
Tax	645.34	545.15	669.55	1304.75	1436.20
Net Profit	2740.29	2286.34	2891.00	4762.97	5442.23

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	234802.88	253315.41	276663.10	289695.25	312740.71
Liabilities+	234802.88	253315.41	276663.10	289695.25	312740.71

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-17140.27	-16729.27	-19632.00	-7151.41	-16609.17
Cash from Investing Activity	858.23	-1628.21	-799.67	587.29	-938.54
Cash from Financing Activity	16244.62	17850.27	20248.69	7345.57	17413.47
Net Cash Flow	-37.42	-507.21	-182.98	781.45	-134.24
Opening Cash & Cash Equivalents	1369.30	1331.87	824.35	641.38	1422.82
Closing Cash & Cash Equivalents	1331.87	824.35	641.38	1422.82	1288.58

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24
Public+	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	358982	364388	364182	366899	361857	303961	297899	305862	324814	349173

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
HUDCO	53,360.64 Cr	266.55	2.43	15.67	100.71	26.27	13.53	13.53	4.15	0.07	0.07	5.97	1.54	0.09	14.73	14.68	3.11	15.53	1.56
LICHSGFIN	38,025.86 Cr	691.30	1.81	16.05	93.94	19.36	98.93	98.93	10.00	0.05	0.05	7.44	1.35	0.09	5.70	5.60	1.16	11.66	1.30
PNBHOUSING	27,350.23 Cr	1052.90	2.48	12.20	91.81	25.26	74.49	74.49	5.00	0.19	0.19	3.71	1.55	0.10	11.84	11.51	1.78	12.42	0
AADHARHFC	17,902.91 Cr	416.60	4.31	16.93	75.52	29.34	21.14	21.14	0	0.77	0.78	2.56	2.00	0.15	20.05	19.51	2.38	15.55	0
APTUS	16,131.81 Cr	323.20	7.44	18.64	86.63	42.92	15.03	15.03	4.50	0.17	0.17	1.59	2.80	0.17	19.63	19.32	4.10	16.58	1.39
AAVAS	13,785.28 Cr	1741.85	3.28	14.13	72.13	24.32	62.00	62.00	0	0.57	0.57	3.31	1.75	0.13	21.22	19.90	3.70	16.34	0
SAMMAANCAP	11,865 Cr	159.85	-2.54	-8.77	28.01	-20.96	-22.22	-22.22	0	0.45	0.45	1.98	0.50	0.12	0	-5.06	0.59	5.29	1.25
INDIASHLTR	8,144.96 Cr	759.40	5.58	15.22	73.21	32.42	35.02	35.02	5.00	0.51	0.51	1.85	2.34	0.17	23.58	22.88	3.44	16.60	0
REPCOHOME	3,256.94 Cr	520.60	3.06	13.59	91.95	25.85	73.77	73.77	4.00	0.15	0.15	3.25	1.60	0.12	4.55	4.52	1.05	10.95	0.58
GICHSGFIN	1,294.58 Cr	240.40	1.52	8.46	84.34	14.87	29.79	29.79	4.50	0.08	0.08	4.44	1.29	0.10	5.63	5.15	0.69	10.61	1.87

Scroll horizontally to see more columns

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	19881.70	19974.36	22713.90	27276.97	28110.08
Operational Expenses+	2017.55	3011.77	2963.65	2756.33	1608.65
Operating Profit	17864.15	16962.59	19750.25	24520.64	26501.43
Other Income	3.83	30.95	14.32	0.83	0.62
OPM %	89.85	84.92	86.95	89.90	94.28
Depreciation and Amortisation	52.47	55.19	69.04	69.23	97.77
Interest	14450.38	14151.09	16134.76	18387.87	19528.36
Profit Before Tax	3365.13	2787.26	3560.77	6068.13	6878.86
Tax	645.34	545.15	669.55	1304.75	1436.20
Net Profit	2740.29	2286.34	2891.00	4762.97	5442.23

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	6759.13	6765.44	6804.19	6948.21	6796.85
Expenditure+	601.79	669.76	685.64	801.92	391.83
Other Income+	0.00	0.43	0.00	0.40	0.00
Operating Profit	6157.34	6095.68	6118.55	6146.29	6405.02
Interest	4493.11	4599.91	4645.92	4646.15	4749.32
Depreciation and Amortization	19.40	13.16	18.31	18.36	22.50
Profit Before Tax	1644.89	1484.75	1456.72	1482.03	1635.47
Tax+	325.79	291.18	287.72	400.12	329.07
Net Profit	1319.10	1193.57	1169.00	1081.91	1306.40

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-17140.27	-16729.27	-19632.00	-7151.41	-16609.17
Cash from Investing Activity	858.23	-1628.21	-799.67	587.29	-938.54
Cash from Financing Activity	16244.62	17850.27	20248.69	7345.57	17413.47
Net Cash Flow	-37.42	-507.21	-182.98	781.45	-134.24
Opening Cash & Cash Equivalents	1369.30	1331.87	824.35	641.38	1422.82
Closing Cash & Cash Equivalents	1331.87	824.35	641.38	1422.82	1288.58

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	234802.88	253315.41	276663.10	289695.25	312740.71
Liabilities+	234802.88	253315.41	276663.10	289695.25	312740.71

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24	45.24
Public+	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76	54.76
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	358982	364388	364182	366899	361857	303961	297899	305862	324814	349173

Ratios

Reported EPS

Bad: 2Current: 98.93Good: 5

✅

Adjusted EPS

Bad: 3Current: 98.93Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.94Good: 20

❌

Current Ratio

Bad: 1Current: 0.05Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 16.05Good: 15

✅

Debt to Total Assets

Bad: 1Current: 86.51Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 98.93Good: 5

✅

Adjusted EPS

Bad: 3Current: 98.93Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 8.94Good: 20

❌

Current Ratio

Bad: 1Current: 0.05Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 16.05Good: 15

✅

Debt to Total Assets

Bad: 1Current: 86.51Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

LIC Housing Finance Ltd.

₹546.2

- 2.90 (-0.53%)

04:01 pm - close price

BSE: LICHSGFIN

NSE: LICHSGFIN

Industry: Finance - Housing

House: PSU

Overview