JM Financial Ltd.

₹166.95

+ 4.40 (2.71%)

04:01 pm - close price

BSE: JMFINANCIL

NSE: JMFINANCIL

Industry: Finance - Investment

House: JM Finance

Overview

Ratios

Reported EPS

Bad: 2Current: 4.29Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.29Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 7.87Good: 20

❌

Current Ratio

Bad: 1Current: 5.32Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 0.33Good: 15

❌

Debt to Total Assets

Bad: 1Current: 54.77Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 4.29Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.29Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 7.87Good: 20

❌

Current Ratio

Bad: 1Current: 5.32Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 0.33Good: 15

❌

Debt to Total Assets

Bad: 1Current: 54.77Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJAJFINSV	298,887.16 Cr	1871.95	2.96	26.75	36.12	13.12	55.59	55.59	1.00	0.16	0.16	4.95	1.97	0.23	36.08	17.09	4.68	13.31	0.05
CHOLAHLDNG	32,462.03 Cr	1728.75	2.51	43.42	56.00	14.88	94.38	94.38	0.55	0.14	0.14	13.26	1.56	0.17	11.81	5.12	2.88	10.13	0.03
AIIL	28,197.68 Cr	1660.20	46.27	62.27	165.87	165.64	252.35	252.35	0	0.69	0.69	0.11	65.79	0.28	2.87	2.87	2.46	5.28	0
CGCL	17,637.22 Cr	213.80	2.01	7.61	52.02	12.08	3.39	3.39	0.15	0.91	1.22	2.73	1.44	0.17	60.32	45.89	4.54	19.47	0.07
JMFINANCIL	11,650.64 Cr	121.90	0.09	0.33	40.22	0.58	4.29	4.29	2.00	5.32	5.29	1.91	1.23	0.16	17.38	88.45	1.35	7.88	1.64
RELIGARE	9,306.07 Cr	281.75	3.96	15.82	8.97	5.57	7.06	7.06	0	3.05	3.05	0.15	5.00	0.71	29.64	16.47	3.93	29.72	0
KAMAHOLD	8,989.85 Cr	2801.40	7.58	25.00	16.50	11.45	272.27	272.27	101.00	1.28	0.79	0.75	7.36	0.66	9.61	3.80	1.31	4.75	3.61
JSWHL	8,341.98 Cr	7515.55	0.46	0.53	92.88	69.97	140.18	140.18	0	1217.21	1217.21	0	-	0.01	51.36	67.34	0.33	52.66	0
PILANIINVS	6,035.43 Cr	5450.95	0.85	0.99	96.93	50.27	88.95	88.95	15.00	1.00	1.00	0.12	3.31	0.02	43.02	27.85	0.41	24.48	0.28
RANEHOLDIN	2,943.87 Cr	2061.85	5.92	17.46	4.17	4.24	86.67	86.67	25.00	1.09	0.71	0.91	2.06	1.40	12.53	5.41	3.19	11.15	1.21

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1066.65	1197.38	1235.99	1260.70	1077.05
Expenditure+	472.77	534.77	429.87	579.97	462.16
Other Income+	14.47	16.58	24.97	15.42	16.82
Operating Profit	593.88	662.61	806.12	680.73	614.89
Interest	365.88	388.10	400.29	407.25	370.22
Depreciation and Amortization	12.03	13.16	13.68	14.16	16.24
Profit Before Tax	231.70	278.33	417.91	-571.34	246.45
Tax+	55.14	72.39	95.56	102.76	59.47
Net Profit	176.56	205.94	322.35	-674.10	186.98

Profit & Loss

In Rs. Cr.	202003	202103	202203	202303	202403
Sales	3432.03	3197.47	3707.16	3271.50	4760.72
Operational Expenses+	934.26	1014.83	1295.73	1466.91	2017.38
Operating Profit	2497.77	2182.64	2411.43	1804.59	2743.34
Other Income	22.65	34.83	56.12	368.40	71.44
OPM %	72.78	68.26	65.05	55.16	57.62
Depreciation and Amortisation	41.04	39.75	37.78	41.87	53.03
Interest	1385.86	1110.87	1081.73	1178.51	1561.52
Profit Before Tax	1093.52	1066.85	1348.04	952.61	353.37
Tax	312.60	260.86	355.22	244.15	326.25
Net Profit	544.98	590.14	773.16	597.29	409.84

Balance Sheet

In Rs. Cr.	202003	202103	202203	202303	202403
Assets+	20745.52	23350.37	25573.56	29125.22	29489.56
Liabilities+	20745.52	23350.37	25573.56	29125.22	29489.56

Cash Flow Statement

In Rs. Cr.	202003	202103	202203	202303	202403
Cash from Operating Activity+	3164.13	969.28	-3458.08	-2307.20	3635.05
Cash from Investing Activity	-901.41	-2248.75	2613.92	-591.61	-2089.94
Cash from Financing Activity	-2204.53	1295.95	1280.72	2159.89	162.45
Net Cash Flow	58.19	16.48	436.56	-738.92	1707.56
Opening Cash & Cash Equivalents	751.71	809.90	826.38	1262.94	524.02
Closing Cash & Cash Equivalents	809.90	826.38	1262.94	524.02	2231.58

Shareholder Pattern

In %	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23	MAR'23	DEC'22
Promoters+	56.50	56.43	56.43	56.43	56.44	56.44	56.47	56.47	56.49	56.01
Public+	43.50	43.57	43.57	43.57	43.56	43.56	43.53	43.53	43.51	43.99
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	187163	189596	162210	163944	158446	135103	119301	106989	96936	97865

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJAJFINSV	298,887.16 Cr	1871.95	2.96	26.75	36.12	13.12	55.59	55.59	1.00	0.16	0.16	4.95	1.97	0.23	36.08	17.09	4.68	13.31	0.05
CHOLAHLDNG	32,462.03 Cr	1728.75	2.51	43.42	56.00	14.88	94.38	94.38	0.55	0.14	0.14	13.26	1.56	0.17	11.81	5.12	2.88	10.13	0.03
AIIL	28,197.68 Cr	1660.20	46.27	62.27	165.87	165.64	252.35	252.35	0	0.69	0.69	0.11	65.79	0.28	2.87	2.87	2.46	5.28	0
CGCL	17,637.22 Cr	213.80	2.01	7.61	52.02	12.08	3.39	3.39	0.15	0.91	1.22	2.73	1.44	0.17	60.32	45.89	4.54	19.47	0.07
JMFINANCIL	11,650.64 Cr	121.90	0.09	0.33	40.22	0.58	4.29	4.29	2.00	5.32	5.29	1.91	1.23	0.16	17.38	88.45	1.35	7.88	1.64
RELIGARE	9,306.07 Cr	281.75	3.96	15.82	8.97	5.57	7.06	7.06	0	3.05	3.05	0.15	5.00	0.71	29.64	16.47	3.93	29.72	0
KAMAHOLD	8,989.85 Cr	2801.40	7.58	25.00	16.50	11.45	272.27	272.27	101.00	1.28	0.79	0.75	7.36	0.66	9.61	3.80	1.31	4.75	3.61
JSWHL	8,341.98 Cr	7515.55	0.46	0.53	92.88	69.97	140.18	140.18	0	1217.21	1217.21	0	-	0.01	51.36	67.34	0.33	52.66	0
PILANIINVS	6,035.43 Cr	5450.95	0.85	0.99	96.93	50.27	88.95	88.95	15.00	1.00	1.00	0.12	3.31	0.02	43.02	27.85	0.41	24.48	0.28
RANEHOLDIN	2,943.87 Cr	2061.85	5.92	17.46	4.17	4.24	86.67	86.67	25.00	1.09	0.71	0.91	2.06	1.40	12.53	5.41	3.19	11.15	1.21

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1066.65	1197.38	1235.99	1260.70	1077.05
Expenditure+	472.77	534.77	429.87	579.97	462.16
Other Income+	14.47	16.58	24.97	15.42	16.82
Operating Profit	593.88	662.61	806.12	680.73	614.89
Interest	365.88	388.10	400.29	407.25	370.22
Depreciation and Amortization	12.03	13.16	13.68	14.16	16.24
Profit Before Tax	231.70	278.33	417.91	-571.34	246.45
Tax+	55.14	72.39	95.56	102.76	59.47
Net Profit	176.56	205.94	322.35	-674.10	186.98

Profit & Loss

In Rs. Cr.	202003	202103	202203	202303	202403
Sales	3432.03	3197.47	3707.16	3271.50	4760.72
Operational Expenses+	934.26	1014.83	1295.73	1466.91	2017.38
Operating Profit	2497.77	2182.64	2411.43	1804.59	2743.34
Other Income	22.65	34.83	56.12	368.40	71.44
OPM %	72.78	68.26	65.05	55.16	57.62
Depreciation and Amortisation	41.04	39.75	37.78	41.87	53.03
Interest	1385.86	1110.87	1081.73	1178.51	1561.52
Profit Before Tax	1093.52	1066.85	1348.04	952.61	353.37
Tax	312.60	260.86	355.22	244.15	326.25
Net Profit	544.98	590.14	773.16	597.29	409.84

Balance Sheet

In Rs. Cr.	202003	202103	202203	202303	202403
Assets+	20745.52	23350.37	25573.56	29125.22	29489.56
Liabilities+	20745.52	23350.37	25573.56	29125.22	29489.56

Cash Flow Statement

In Rs. Cr.	202003	202103	202203	202303	202403
Cash from Operating Activity+	3164.13	969.28	-3458.08	-2307.20	3635.05
Cash from Investing Activity	-901.41	-2248.75	2613.92	-591.61	-2089.94
Cash from Financing Activity	-2204.53	1295.95	1280.72	2159.89	162.45
Net Cash Flow	58.19	16.48	436.56	-738.92	1707.56
Opening Cash & Cash Equivalents	751.71	809.90	826.38	1262.94	524.02
Closing Cash & Cash Equivalents	809.90	826.38	1262.94	524.02	2231.58

Shareholder Pattern

In %	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23	MAR'23	DEC'22
Promoters+	56.50	56.43	56.43	56.43	56.44	56.44	56.47	56.47	56.49	56.01
Public+	43.50	43.57	43.57	43.57	43.56	43.56	43.53	43.53	43.51	43.99
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	187163	189596	162210	163944	158446	135103	119301	106989	96936	97865

Ratios

Reported EPS

Bad: 2Current: 4.29Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.29Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 7.87Good: 20

❌

Current Ratio

Bad: 1Current: 5.32Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 0.33Good: 15

❌

Debt to Total Assets

Bad: 1Current: 54.77Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 4.29Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.29Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 7.87Good: 20

❌

Current Ratio

Bad: 1Current: 5.32Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 0.33Good: 15

❌

Debt to Total Assets

Bad: 1Current: 54.77Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

JM Financial Ltd.

₹166.95

+ 4.40 (2.71%)

04:01 pm - close price

BSE: JMFINANCIL

NSE: JMFINANCIL

Industry: Finance - Investment

House: JM Finance

Overview