JIO Financial Services Ltd.

₹299.45

- 5.35 (-1.76%)

11:53 am - close price

BSE: JIOFIN

NSE: JIOFIN

Industry: Finance - NBFC

House: Mukesh Ambani

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 2.54Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.54Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 1.50Good: 20

❌

Current Ratio

Bad: 1Current: 2.71Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 1.23Good: 15

❌

Debt to Total Assets

Bad: 1Current: 2.97Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.54Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.54Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 1.50Good: 20

❌

Current Ratio

Bad: 1Current: 2.71Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 1.23Good: 15

❌

Debt to Total Assets

Bad: 1Current: 2.97Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	414.13	608.04	413.61	418.10	417.82
Expenditure+	38.19	66.03	93.54	97.76	73.96
Other Income+	0.00	0.00	0.72	0.08	0.00
Operating Profit	375.94	542.01	320.07	320.34	343.86
Interest	10.27	0.00	0.00	0.00	0.00
Depreciation and Amortization	5.35	5.40	5.41	5.36	5.39
Profit Before Tax	427.30	754.43	381.49	392.67	400.39
Tax+	95.38	86.25	87.67	82.04	87.76
Net Profit	331.92	668.18	293.82	310.63	312.63

Profit & Loss

In Rs. Cr.	201303	201403	202303	202403	202503
Sales	238714.00	333145.00	56.76	1853.88	2042.91
Operational Expenses+	226875.00	328673.00	20.69	245.79	450.38
Operating Profit	11839.00	4472.00	36.07	1608.09	1592.53
Other Income	139.00	-	13.27	0.80	36.01
OPM %	4.96	1.34	63.55	86.74	77.95
Depreciation and Amortisation	11.00	-	-	21.52	22.52
Interest	9001.00	3538.00	-	60.00	51.93
Profit Before Tax	2966.00	934.00	49.34	1955.89	1946.91
Tax	590.00	260.00	16.79	351.34	334.32
Net Profit	2370.00	684.00	31.25	1604.55	1612.59

Balance Sheet

In Rs. Cr.	201303	201403	202103	202203	202303	202403	202503
Assets+	1001942.00	189167.00	-	-	114929.57	144862.76	133499.98
Liabilities+	1001942.00	189167.00	-	-	114929.57	144862.76	133499.98

Cash Flow Statement

In Rs. Cr.	201303	201403	202103	202203	202303	202403	202503
Cash from Operating Activity+	-12788.00	-41441.00	-	-	2054.90	-677.57	-10083.39
Cash from Investing Activity	-1908.00	-9976.00	-	-	-1166.32	1441.22	6406.18
Cash from Financing Activity	-9950.00	46225.00	-	-	-888.92	-753.04	3962.35
Net Cash Flow	-24646.00	-5192.00	-	-	-0.34	10.61	285.14
Opening Cash & Cash Equivalents	45225.00	20579.00	-	-	0.51	56.57	67.18
Closing Cash & Cash Equivalents	20579.00	15370.00	-	-	56.57	67.18	352.32

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	MAR'22
Promoters+	47.12	47.12	47.12	47.12	47.12	47.12	47.12	47.12	46.77	100.00
Public+	52.88	52.88	52.88	52.88	52.88	52.88	52.88	52.88	53.23	0.00
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	5073442	5118346	5259483	4978984	4860795	4802851	4399041	4083129	3983144	0

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Profit & Loss

In Rs. Cr.	201303	201403	202303	202403	202503
Sales	238714.00	333145.00	56.76	1853.88	2042.91
Operational Expenses+	226875.00	328673.00	20.69	245.79	450.38
Operating Profit	11839.00	4472.00	36.07	1608.09	1592.53
Other Income	139.00	-	13.27	0.80	36.01
OPM %	4.96	1.34	63.55	86.74	77.95
Depreciation and Amortisation	11.00	-	-	21.52	22.52
Interest	9001.00	3538.00	-	60.00	51.93
Profit Before Tax	2966.00	934.00	49.34	1955.89	1946.91
Tax	590.00	260.00	16.79	351.34	334.32
Net Profit	2370.00	684.00	31.25	1604.55	1612.59

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	414.13	608.04	413.61	418.10	417.82
Expenditure+	38.19	66.03	93.54	97.76	73.96
Other Income+	0.00	0.00	0.72	0.08	0.00
Operating Profit	375.94	542.01	320.07	320.34	343.86
Interest	10.27	0.00	0.00	0.00	0.00
Depreciation and Amortization	5.35	5.40	5.41	5.36	5.39
Profit Before Tax	427.30	754.43	381.49	392.67	400.39
Tax+	95.38	86.25	87.67	82.04	87.76
Net Profit	331.92	668.18	293.82	310.63	312.63

Balance Sheet

In Rs. Cr.	201303	201403	202103	202203	202303	202403	202503
Assets+	1001942.00	189167.00	-	-	114929.57	144862.76	133499.98
Liabilities+	1001942.00	189167.00	-	-	114929.57	144862.76	133499.98

JIO Financial Services Ltd.

₹299.45

- 5.35 (-1.76%)

11:53 am - close price

BSE: JIOFIN

NSE: JIOFIN

Industry: Finance - NBFC

House: Mukesh Ambani

Overview

Ratios

Reported EPS

Bad: 2Current: 2.54Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.54Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 1.50Good: 20

❌

Current Ratio

Bad: 1Current: 2.71Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 1.23Good: 15

❌

Debt to Total Assets

Bad: 1Current: 2.97Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 2.54Good: 5

🟡

Adjusted EPS

Bad: 3Current: 2.54Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 1.50Good: 20

❌

Current Ratio

Bad: 1Current: 2.71Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 1.23Good: 15

❌

Debt to Total Assets

Bad: 1Current: 2.97Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Cash Flow Statement

In Rs. Cr.	201303	201403	202103	202203	202303	202403	202503
Cash from Operating Activity+	-12788.00	-41441.00	-	-	2054.90	-677.57	-10083.39
Cash from Investing Activity	-1908.00	-9976.00	-	-	-1166.32	1441.22	6406.18
Cash from Financing Activity	-9950.00	46225.00	-	-	-888.92	-753.04	3962.35
Net Cash Flow	-24646.00	-5192.00	-	-	-0.34	10.61	285.14
Opening Cash & Cash Equivalents	45225.00	20579.00	-	-	0.51	56.57	67.18
Closing Cash & Cash Equivalents	20579.00	15370.00	-	-	56.57	67.18	352.32

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	MAR'22
Promoters+	47.12	47.12	47.12	47.12	47.12	47.12	47.12	47.12	46.77	100.00
Public+	52.88	52.88	52.88	52.88	52.88	52.88	52.88	52.88	53.23	0.00
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	5073442	5118346	5259483	4978984	4860795	4802851	4399041	4083129	3983144	0