India Finsec Ltd.

₹188

+ 9.65 (5.41%)

04:01 pm - close price

BSE: IFINSEC

NSE:

Industry: Finance - NBFC

House: Private

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 4.03Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.03Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 17.87Good: 20

🟡

Current Ratio

Bad: 1Current: 0.85Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.90Good: 15

✅

Debt to Total Assets

Bad: 1Current: 51.94Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 4.03Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.03Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 17.87Good: 20

🟡

Current Ratio

Bad: 1Current: 0.85Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.90Good: 15

✅

Debt to Total Assets

Bad: 1Current: 51.94Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-03	2023-06	2023-09	2023-12	2024-06
Net Sales	13.62	14.94	15.87	16.19	16.55
Expenditure+	5.90	4.67	5.71	5.78	5.12
Other Income+	0.90	0.00	0.21	0.19	0.55
Operating Profit	7.72	10.26	10.15	10.40	11.43
Interest	5.60	5.72	5.81	6.07	5.62
Depreciation and Amortization	0.51	0.50	0.51	0.53	0.52
Profit Before Tax	2.51	4.05	4.04	3.99	5.83
Tax+	1.45	1.15	1.11	0.96	1.45
Net Profit	1.06	2.90	2.93	3.03	4.39

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	177413.13	235029.58	457128.77	637019.41	711510.21
Operational Expenses+	64730.07	115436.05	210597.81	226380.52	199115.88
Operating Profit	112683.06	119593.53	246530.96	410638.89	512394.33
Other Income	3588.83	7689.88	12461.57	4407.88	7722.40
OPM %	63.51	50.88	53.93	64.46	72.02
Depreciation and Amortisation	4689.69	16123.89	23684.20	20920.33	25850.72
Interest	47149.45	57344.45	171288.57	233346.00	254447.21
Profit Before Tax	64401.45	53815.07	64019.76	160780.44	239818.80
Tax	14718.72	13414.18	17981.07	39053.53	58076.72
Net Profit	36055.23	51520.71	30569.12	76418.81	117613.03

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	1224128.32	1792289.51	2773079.15	3015833.78	3615294.43
Liabilities+	1224128.32	1792289.51	2773079.15	3015833.78	3615294.43

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-53941.50	-417828.45	-899406.35	-152766.79	-286112.98
Cash from Investing Activity	-77986.29	-6643.85	5023.51	1770.70	29815.43
Cash from Financing Activity	144353.29	403864.26	919350.70	128319.32	351594.62
Net Cash Flow	12425.50	-20608.04	24967.86	-22676.77	95297.07
Opening Cash & Cash Equivalents	31449.29	43874.79	23266.75	48234.62	25557.85
Closing Cash & Cash Equivalents	43874.79	23266.75	48234.61	25557.85	120854.92

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	55.94	55.94	55.94	55.94	60.47	60.47	60.47	60.47	60.47	60.35
Public+	44.06	44.06	44.06	44.06	39.53	39.53	39.53	39.53	39.53	39.65
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	835	842	864	887	893	857	827	774	812	814

Corporate Actions

248 events in the last 3 years

Quarterly Results

In Rs. Cr.	2023-03	2023-06	2023-09	2023-12	2024-06
Net Sales	13.62	14.94	15.87	16.19	16.55
Expenditure+	5.90	4.67	5.71	5.78	5.12
Other Income+	0.90	0.00	0.21	0.19	0.55
Operating Profit	7.72	10.26	10.15	10.40	11.43
Interest	5.60	5.72	5.81	6.07	5.62
Depreciation and Amortization	0.51	0.50	0.51	0.53	0.52
Profit Before Tax	2.51	4.05	4.04	3.99	5.83
Tax+	1.45	1.15	1.11	0.96	1.45
Net Profit	1.06	2.90	2.93	3.03	4.39

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-53941.50	-417828.45	-899406.35	-152766.79	-286112.98
Cash from Investing Activity	-77986.29	-6643.85	5023.51	1770.70	29815.43
Cash from Financing Activity	144353.29	403864.26	919350.70	128319.32	351594.62
Net Cash Flow	12425.50	-20608.04	24967.86	-22676.77	95297.07
Opening Cash & Cash Equivalents	31449.29	43874.79	23266.75	48234.62	25557.85
Closing Cash & Cash Equivalents	43874.79	23266.75	48234.61	25557.85	120854.92

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	177413.13	235029.58	457128.77	637019.41	711510.21
Operational Expenses+	64730.07	115436.05	210597.81	226380.52	199115.88
Operating Profit	112683.06	119593.53	246530.96	410638.89	512394.33
Other Income	3588.83	7689.88	12461.57	4407.88	7722.40
OPM %	63.51	50.88	53.93	64.46	72.02
Depreciation and Amortisation	4689.69	16123.89	23684.20	20920.33	25850.72
Interest	47149.45	57344.45	171288.57	233346.00	254447.21
Profit Before Tax	64401.45	53815.07	64019.76	160780.44	239818.80
Tax	14718.72	13414.18	17981.07	39053.53	58076.72
Net Profit	36055.23	51520.71	30569.12	76418.81	117613.03

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	55.94	55.94	55.94	55.94	60.47	60.47	60.47	60.47	60.47	60.35
Public+	44.06	44.06	44.06	44.06	39.53	39.53	39.53	39.53	39.53	39.65
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	835	842	864	887	893	857	827	774	812	814

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	1224128.32	1792289.51	2773079.15	3015833.78	3615294.43
Liabilities+	1224128.32	1792289.51	2773079.15	3015833.78	3615294.43

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Ratios

Reported EPS

Bad: 2Current: 4.03Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.03Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 17.87Good: 20

🟡

Current Ratio

Bad: 1Current: 0.85Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.90Good: 15

✅

Debt to Total Assets

Bad: 1Current: 51.94Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 4.03Good: 5

🟡

Adjusted EPS

Bad: 3Current: 4.03Good: 6

🟡

Return On Capital Employed (ROCE)

Bad: 10Current: 17.87Good: 20

🟡

Current Ratio

Bad: 1Current: 0.85Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.90Good: 15

✅

Debt to Total Assets

Bad: 1Current: 51.94Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

India Finsec Ltd.

₹188

+ 9.65 (5.41%)

04:01 pm - close price

BSE: IFINSEC

NSE:

Industry: Finance - NBFC

House: Private

Overview

Corporate Actions

248 events in the last 3 years