Finkurve Financial Services Ltd.

₹69.95

+ 5.22 (8.06%)

02:21 pm - close price

BSE: FINKURVE

NSE: FINKURVE

Industry: Finance - NBFC

House: Private

Overview

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 1.55Good: 5

❌

Adjusted EPS

Bad: 3Current: 1.55Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 14.47Good: 20

🟡

Current Ratio

Bad: 1Current: 6.09Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 13.36Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 12.26Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 1.55Good: 5

❌

Adjusted EPS

Bad: 3Current: 1.55Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 14.47Good: 20

🟡

Current Ratio

Bad: 1Current: 6.09Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 13.36Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 12.26Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-12
Net Sales	23.64
Expenditure+	15.32
Other Income+	0.07
Operating Profit	8.33
Interest	1.65
Depreciation and Amortization	0.12
Profit Before Tax	6.63
Tax+	1.71
Net Profit	4.91

Profit & Loss

In Rs. Cr.	201803	201903	202003	202103	202203
Sales	2984562746.00	4136721061.00	2459.99	2800.79	5654.86
Operational Expenses+	2883323082.00	4011699871.00	1067.64	1403.04	2781.20
Operating Profit	101239664.00	125021190.00	1392.35	1397.75	2873.66
Other Income	4786632.00	6919317.00	22.96	61.81	63.75
OPM %	3.39	3.02	56.60	49.91	50.82
Depreciation and Amortisation	1092014.00	1473410.00	51.99	85.51	74.37
Interest	81059534.00	117282449.00	836.66	732.99	375.87
Profit Before Tax	23874748.00	13184648.00	526.66	641.06	2487.17
Tax	7792053.00	4188726.00	125.31	179.25	514.55
Net Profit	19732803.00	8644129.00	405.73	457.94	1972.09

Balance Sheet

In Rs. Cr.	201803	201903	202003	202103	202203	202303	202403	202503
Assets+	1328034812.00	1143230294.00	21405.61	23105.04	19327.67	-	-	-
Liabilities+	1328034812.00	1143230294.00	21405.61	23105.04	19327.67	0.00	0.00	0.00

Cash Flow Statement

In Rs. Cr.	201803	201903	202003	202103	202203	202303	202403	202503
Cash from Operating Activity+	-278106534.00	289810559.00	-8052.33	421.46	2779.32	-	-	-
Cash from Investing Activity	-14299701.00	9344487.00	-224.05	-41.81	2013.42	-	-	-
Cash from Financing Activity	278884326.00	-290387762.00	8503.95	-440.48	-5553.76	-	-	-
Net Cash Flow	-13521909.00	8767284.00	227.57	-60.83	-761.02	-	-	-
Opening Cash & Cash Equivalents	51314854.00	37792944.00	857.38	1084.96	1024.13	-	-	-
Closing Cash & Cash Equivalents	37792945.00	46560228.00	1084.95	1024.13	263.11	-	-	-

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	56.24	56.24	56.26	62.07	62.07	61.70	58.99	58.99	58.99	54.60
Public+	43.76	43.76	43.74	37.93	37.93	38.30	41.01	41.01	41.01	45.40
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	3356	2976	2788	2724	2888	2744	1883	2102	2299	1881

Corporate Actions

249 events in the last 3 years

Quarterly Results

In Rs. Cr.	2023-12
Net Sales	23.64
Expenditure+	15.32
Other Income+	0.07
Operating Profit	8.33
Interest	1.65
Depreciation and Amortization	0.12
Profit Before Tax	6.63
Tax+	1.71
Net Profit	4.91

Profit & Loss

In Rs. Cr.	201803	201903	202003	202103	202203
Sales	2984562746.00	4136721061.00	2459.99	2800.79	5654.86
Operational Expenses+	2883323082.00	4011699871.00	1067.64	1403.04	2781.20
Operating Profit	101239664.00	125021190.00	1392.35	1397.75	2873.66
Other Income	4786632.00	6919317.00	22.96	61.81	63.75
OPM %	3.39	3.02	56.60	49.91	50.82
Depreciation and Amortisation	1092014.00	1473410.00	51.99	85.51	74.37
Interest	81059534.00	117282449.00	836.66	732.99	375.87
Profit Before Tax	23874748.00	13184648.00	526.66	641.06	2487.17
Tax	7792053.00	4188726.00	125.31	179.25	514.55
Net Profit	19732803.00	8644129.00	405.73	457.94	1972.09

Cash Flow Statement

In Rs. Cr.	201803	201903	202003	202103	202203	202303	202403	202503
Cash from Operating Activity+	-278106534.00	289810559.00	-8052.33	421.46	2779.32	-	-	-
Cash from Investing Activity	-14299701.00	9344487.00	-224.05	-41.81	2013.42	-	-	-
Cash from Financing Activity	278884326.00	-290387762.00	8503.95	-440.48	-5553.76	-	-	-
Net Cash Flow	-13521909.00	8767284.00	227.57	-60.83	-761.02	-	-	-
Opening Cash & Cash Equivalents	51314854.00	37792944.00	857.38	1084.96	1024.13	-	-	-
Closing Cash & Cash Equivalents	37792945.00	46560228.00	1084.95	1024.13	263.11	-	-	-

Shareholder Pattern

In %	MAR'26	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23
Promoters+	56.24	56.24	56.26	62.07	62.07	61.70	58.99	58.99	58.99	54.60
Public+	43.76	43.76	43.74	37.93	37.93	38.30	41.01	41.01	41.01	45.40
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	3356	2976	2788	2724	2888	2744	1883	2102	2299	1881

Ratios

Reported EPS

Bad: 2Current: 1.55Good: 5

❌

Adjusted EPS

Bad: 3Current: 1.55Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 14.47Good: 20

🟡

Current Ratio

Bad: 1Current: 6.09Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 13.36Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 12.26Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 1.55Good: 5

❌

Adjusted EPS

Bad: 3Current: 1.55Good: 6

❌

Return On Capital Employed (ROCE)

Bad: 10Current: 14.47Good: 20

🟡

Current Ratio

Bad: 1Current: 6.09Good: 2

✅

Return On Equity (ROE)

Bad: 5Current: 13.36Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 12.26Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Balance Sheet

In Rs. Cr.	201803	201903	202003	202103	202203	202303	202403	202503
Assets+	1328034812.00	1143230294.00	21405.61	23105.04	19327.67	-	-	-
Liabilities+	1328034812.00	1143230294.00	21405.61	23105.04	19327.67	0.00	0.00	0.00

Peer Comparison

Consolidated

Peer comparison with financial metrics
company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.30	11.18	60.92	16.65	11.90	11.90	2.75	0.23	0.23	3.94	1.58	0.14	20.18	18.84	1.75	13.08	1.48

Scroll horizontally to see more columns

Events:

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Finkurve Financial Services Ltd.

₹69.95

+ 5.22 (8.06%)

02:21 pm - close price

BSE: FINKURVE

NSE: FINKURVE

Industry: Finance - NBFC

House: Private

Overview

Corporate Actions

249 events in the last 3 years