CreditAccess Grameen Ltd.

₹1391.7

- 58.55 (-4.04%)

04:01 pm - close price

BSE: CREDITACC

NSE: CREDITACC

Industry: Finance - NBFC

House: MNC

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 33.27Good: 5

✅

Adjusted EPS

Bad: 3Current: 33.27Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.55Good: 20

❌

Current Ratio

Bad: 1Current: 0.25Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 7.90Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 70.55Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 33.27Good: 5

✅

Adjusted EPS

Bad: 3Current: 33.27Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.55Good: 20

❌

Current Ratio

Bad: 1Current: 0.25Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 7.90Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 70.55Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1170.03	1246.94	1292.20	1457.49	1512.03
Expenditure+	306.37	344.67	365.10	433.74	453.18
Other Income+	0.69	0.65	3.03	1.61	0.55
Operating Profit	863.66	902.27	927.10	1023.75	1058.85
Interest	384.92	423.87	441.50	482.15	510.31
Depreciation and Amortization	12.06	12.28	13.06	13.75	14.35
Profit Before Tax	467.37	466.77	475.57	529.46	534.74
Tax+	118.91	119.73	122.23	132.38	137.08
Net Profit	348.46	347.04	353.34	397.08	397.66

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	2461.00	2742.82	3545.12	5166.67	5752.33
Operational Expenses+	1308.29	1234.69	1179.41	1443.96	3030.07
Operating Profit	1152.71	1508.13	2365.71	3722.71	2722.26
Other Income	5.08	7.31	5.67	5.98	3.81
OPM %	46.84	54.98	66.73	72.05	47.32
Depreciation and Amortisation	44.07	47.23	49.84	51.15	62.22
Interest	933.32	987.42	1216.12	1738.36	1954.98
Profit Before Tax	180.40	480.79	1105.42	1939.18	708.87
Tax	49.00	127.72	283.49	492.64	181.57
Net Profit	134.02	353.07	826.06	1445.93	531.40

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	15520.25	17965.21	22533.36	30034.66	28979.39
Liabilities+	15520.25	17965.21	22533.36	30034.66	28979.39

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-454.67	-2713.47	-3289.78	-4733.78	1125.24
Cash from Investing Activity	23.53	-32.96	-314.43	-994.20	708.34
Cash from Financing Activity	2146.36	1966.89	3365.07	5493.86	-1669.38
Net Cash Flow	1715.22	-779.54	-239.14	-234.12	164.20
Opening Cash & Cash Equivalents	644.87	2360.09	1580.55	1341.41	1107.29
Closing Cash & Cash Equivalents	2360.09	1580.55	1341.41	1107.29	1271.49

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	66.28	66.37	66.43	66.43	66.50	66.54	66.56	66.58	66.66	66.69
Public+	33.72	33.63	33.57	33.57	33.50	33.46	33.44	33.42	33.34	33.31
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	85666	83943	101902	119819	125004	103928	83603	69824	57989	51172

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-454.67	-2713.47	-3289.78	-4733.78	1125.24
Cash from Investing Activity	23.53	-32.96	-314.43	-994.20	708.34
Cash from Financing Activity	2146.36	1966.89	3365.07	5493.86	-1669.38
Net Cash Flow	1715.22	-779.54	-239.14	-234.12	164.20
Opening Cash & Cash Equivalents	644.87	2360.09	1580.55	1341.41	1107.29
Closing Cash & Cash Equivalents	2360.09	1580.55	1341.41	1107.29	1271.49

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	2461.00	2742.82	3545.12	5166.67	5752.33
Operational Expenses+	1308.29	1234.69	1179.41	1443.96	3030.07
Operating Profit	1152.71	1508.13	2365.71	3722.71	2722.26
Other Income	5.08	7.31	5.67	5.98	3.81
OPM %	46.84	54.98	66.73	72.05	47.32
Depreciation and Amortisation	44.07	47.23	49.84	51.15	62.22
Interest	933.32	987.42	1216.12	1738.36	1954.98
Profit Before Tax	180.40	480.79	1105.42	1939.18	708.87
Tax	49.00	127.72	283.49	492.64	181.57
Net Profit	134.02	353.07	826.06	1445.93	531.40

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	15520.25	17965.21	22533.36	30034.66	28979.39
Liabilities+	15520.25	17965.21	22533.36	30034.66	28979.39

Quarterly Results

In Rs. Cr.	2023-06	2023-09	2023-12	2024-03	2024-06
Net Sales	1170.03	1246.94	1292.20	1457.49	1512.03
Expenditure+	306.37	344.67	365.10	433.74	453.18
Other Income+	0.69	0.65	3.03	1.61	0.55
Operating Profit	863.66	902.27	927.10	1023.75	1058.85
Interest	384.92	423.87	441.50	482.15	510.31
Depreciation and Amortization	12.06	12.28	13.06	13.75	14.35
Profit Before Tax	467.37	466.77	475.57	529.46	534.74
Tax+	118.91	119.73	122.23	132.38	137.08
Net Profit	348.46	347.04	353.34	397.08	397.66

Shareholder Pattern

In %	DEC'25	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23
Promoters+	66.28	66.37	66.43	66.43	66.50	66.54	66.56	66.58	66.66	66.69
Public+	33.72	33.63	33.57	33.57	33.50	33.46	33.44	33.42	33.34	33.31
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	85666	83943	101902	119819	125004	103928	83603	69824	57989	51172

Ratios

Reported EPS

Bad: 2Current: 33.27Good: 5

✅

Adjusted EPS

Bad: 3Current: 33.27Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.55Good: 20

❌

Current Ratio

Bad: 1Current: 0.25Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 7.90Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 70.55Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 33.27Good: 5

✅

Adjusted EPS

Bad: 3Current: 33.27Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 9.55Good: 20

❌

Current Ratio

Bad: 1Current: 0.25Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 7.90Good: 15

🟡

Debt to Total Assets

Bad: 1Current: 70.55Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.31	0.31	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

CreditAccess Grameen Ltd.

₹1391.7

- 58.55 (-4.04%)

04:01 pm - close price

BSE: CREDITACC

NSE: CREDITACC

Industry: Finance - NBFC

House: MNC

Overview