Bajaj Finance Ltd.

₹1048.45

+ 19.40 (1.89%)

04:01 pm - close price

BSE: BAJFINANCE

NSE: BAJFINANCE

Industry: Finance - NBFC

House: Bajaj

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Ratios

Reported EPS

Bad: 2Current: 267.98Good: 5

✅

Adjusted EPS

Bad: 3Current: 26.80Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 11.37Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.58Good: 15

✅

Debt to Total Assets

Bad: 1Current: 77.69Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 267.98Good: 5

✅

Adjusted EPS

Bad: 3Current: 26.80Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 11.37Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.58Good: 15

✅

Debt to Total Assets

Bad: 1Current: 77.69Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	26689.57	31640.45	41410.16	54973.89	69683.51
Operational Expenses+	10867.64	11905.08	12706.08	16111.24	21789.79
Operating Profit	15821.93	19735.37	28704.08	38862.65	47893.72
Other Income	14.95	7.60	8.10	8.62	41.27
OPM %	59.28	62.37	69.32	70.69	68.73
Depreciation and Amortisation	325.27	384.57	485.38	683.32	880.99
Interest	9519.35	9854.62	12700.61	18886.02	24992.18
Profit Before Tax	5992.26	9503.78	15527.86	19309.57	22079.63
Tax	1572.44	2475.55	4020.17	4858.68	5575.27
Net Profit	4419.82	7028.23	11507.69	14451.17	16637.82

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	170524.50	211554.75	274289.22	374724.19	464985.63
Liabilities+	170524.50	211554.75	274289.22	374724.19	464985.63

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-807.27	-37089.90	-42111.79	-69843.31	-68154.47
Cash from Investing Activity	-428.55	6346.79	-10393.91	-10088.01	-2765.02
Cash from Financing Activity	1740.63	32275.22	50675.01	82415.08	70527.44
Net Cash Flow	504.81	1532.11	-1830.69	2483.76	-392.05
Opening Cash & Cash Equivalents	1344.52	1849.33	3381.44	1550.75	4034.51
Closing Cash & Cash Equivalents	1849.33	3381.44	1550.75	4034.51	3642.46

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	54.66	54.73	54.73	54.70	54.70	54.70	54.69	54.78	55.87	55.87
Public+	45.34	45.27	45.27	45.30	45.30	45.30	45.31	45.22	44.13	44.13
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	941999	899777	705610	791392	781913	805241	799199	745040	726583	784883

Cash Flow Statement

In Rs. Cr.	202103	202203	202303	202403	202503
Cash from Operating Activity+	-807.27	-37089.90	-42111.79	-69843.31	-68154.47
Cash from Investing Activity	-428.55	6346.79	-10393.91	-10088.01	-2765.02
Cash from Financing Activity	1740.63	32275.22	50675.01	82415.08	70527.44
Net Cash Flow	504.81	1532.11	-1830.69	2483.76	-392.05
Opening Cash & Cash Equivalents	1344.52	1849.33	3381.44	1550.75	4034.51
Closing Cash & Cash Equivalents	1849.33	3381.44	1550.75	4034.51	3642.46

Profit & Loss

In Rs. Cr.	202103	202203	202303	202403	202503
Sales	26689.57	31640.45	41410.16	54973.89	69683.51
Operational Expenses+	10867.64	11905.08	12706.08	16111.24	21789.79
Operating Profit	15821.93	19735.37	28704.08	38862.65	47893.72
Other Income	14.95	7.60	8.10	8.62	41.27
OPM %	59.28	62.37	69.32	70.69	68.73
Depreciation and Amortisation	325.27	384.57	485.38	683.32	880.99
Interest	9519.35	9854.62	12700.61	18886.02	24992.18
Profit Before Tax	5992.26	9503.78	15527.86	19309.57	22079.63
Tax	1572.44	2475.55	4020.17	4858.68	5575.27
Net Profit	4419.82	7028.23	11507.69	14451.17	16637.82

Balance Sheet

In Rs. Cr.	202103	202203	202303	202403	202503
Assets+	170524.50	211554.75	274289.22	374724.19	464985.63
Liabilities+	170524.50	211554.75	274289.22	374724.19	464985.63

Ratios

Reported EPS

Bad: 2Current: 267.98Good: 5

✅

Adjusted EPS

Bad: 3Current: 26.80Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 11.37Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.58Good: 15

✅

Debt to Total Assets

Bad: 1Current: 77.69Good: 0.5

❌

Scroll vertically to see more ratios

Reported EPS

Bad: 2Current: 267.98Good: 5

✅

Adjusted EPS

Bad: 3Current: 26.80Good: 6

✅

Return On Capital Employed (ROCE)

Bad: 10Current: 11.37Good: 20

🟡

Current Ratio

Bad: 1Current: 0.18Good: 2

❌

Return On Equity (ROE)

Bad: 5Current: 19.58Good: 15

✅

Debt to Total Assets

Bad: 1Current: 77.69Good: 0.5

❌

* Each ratio is marked as Good (✅), Average (🟡), or Bad (❌) based on its value.

Peer Comparison

Consolidated

company Name	market Cap	price	roa	roe	ebit Margin	pat Margin	reported Eps	adjusted Eps	dps	current Ratio	quick Ratio	total Debt Equity	interest Cover	asset Turnover	price Earnings Ratio	price Cash Earnings	price To Book	ev To Ebitda	dividend Yield
BAJFINANCE	452,463.09 Cr	7298.15	4.00	19.58	67.55	24.08	267.98	26.80	56.00	0.18	0.18	3.77	1.88	0.17	3.34	31.46	5.68	17.91	0.49
JIOFIN	220,586.03 Cr	347.20	1.16	1.23	97.84	78.94	2.54	2.54	0.50	2.71	2.80	0.03	38.49	0.01	89.59	88.36	1.58	137.46	0
CHOLAFIN	124,845.95 Cr	1485.55	2.39	19.86	70.56	16.48	50.69	50.69	2.00	0.18	0.18	7.46	1.46	0.14	29.98	28.36	6.12	16.81	0.13
BAJAJHLDNG	123,038.31 Cr	11055.30	9.44	11.33	986.14	968.08	585.92	585.92	93.00	118.64	118.64	0	4560.34	0.01	21.28	20.84	2.27	77.99	1.19
SHRIRAMFIN	121,961.83 Cr	3244.00	3.52	17.90	74.19	22.53	50.81	50.81	9.90	0.45	0.45	4.15	1.67	0.16	12.91	12.25	2.40	11.37	1.39
MUTHOOTFIN	78,574.51 Cr	1957.20	4.67	19.65	72.86	26.48	132.84	132.84	26.00	0.22	0.22	3.38	1.97	0.18	17.93	17.49	3.11	10.61	1.23
IREDA	63,296.86 Cr	235.50	2.33	18.04	92.60	25.19	6.32	6.32	0	0.22	0.22	6.31	1.51	0.09	25.42	24.85	-	40.09	0
ABCAPITAL	57,770.97 Cr	221.80	1.33	11.96	35.81	8.33	12.78	12.78	0	0.36	0.36	4.64	1.50	0.16	14.47	13.29	2.12	12.77	0
SUNDARMFIN	54,894.2 Cr	4940.80	2.60	14.95	78.64	21.36	170.53	170.53	35.00	2.01	2.01	4.63	1.58	0.12	26.84	24.79	4.78	17.61	0.61
LTF	42,138.97 Cr	169.05	2.41	10.84	59.64	16.60	10.60	10.60	2.75	0.96	0.96	3.62	1.58	0.15	14.46	13.74	1.75	13.08	1.48

Scroll horizontally to see more columns

Shareholder Pattern

In %	SEP'25	JUN'25	MAR'25	DEC'24	SEP'24	JUN'24	MAR'24	DEC'23	SEP'23	JUN'23
Promoters+	54.66	54.73	54.73	54.70	54.70	54.70	54.69	54.78	55.87	55.87
Public+	45.34	45.27	45.27	45.30	45.30	45.30	45.31	45.22	44.13	44.13
Custodians	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Number of Shareholders	941999	899777	705610	791392	781913	805241	799199	745040	726583	784883

* Data is updated every day around 8pm. During market hours, the chart shows the previous day's last value as the latest data point.

Bajaj Finance Ltd.

₹1048.45

+ 19.40 (1.89%)

04:01 pm - close price

BSE: BAJFINANCE

NSE: BAJFINANCE

Industry: Finance - NBFC

House: Bajaj

Overview